CHRIS VARGAS — NYC
Region: US
Friday 02 January 2026 22:41:37 GMT
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AZ :
you neverrrrr fully pay it off! You always leave like $5 on it 😭😭😭😭😭 credit bureaus are so irritating
2026-01-03 01:41:04
549
Nadiya Ivy ★ :
I paid off 10k of credit card debt at once and they dropped my credit score 30 points. BYE
2026-01-05 08:15:00
334
Nuggettt :
I paid off my student loans and my credit score dropped by 70 points. I understand why but at the same time, it felt like a slap to the face.
2026-01-13 17:22:43
31
IAmDavante :
Credit works based on debt
2026-01-04 06:12:23
39
Brenda Nicole :
That happen to me went from 4k to 500
2026-01-30 19:46:21
6
Im just lurking :
Gotta keep 30% of the limit
2026-01-05 08:57:26
8
Jahnique :
Always leave $20. Once it reports the balance reduction, pay that & then lock the card until next month
2026-01-03 16:27:34
58
rennie22_rayne :
They closed mine for being a silly little responsible girl, I paid off the cards and never used them within 6 months😩
2026-01-03 14:39:49
53
heydudeheydudeheydude :
Because you’re now less valuable to them in the long-term. So, they try to trigger your psyche to re-spend or take out a new card via credit score warfare. 🤭😂
2026-01-04 21:50:28
31
Adrian Diaz :
Must have been either Chase, Amex or Capital1!
2026-01-03 17:42:41
3
Patty Oliveira :
I paid off my car and my score dropped like 30 points . I legit thought that someone had done some fraud when I saw the score lol
2026-01-08 01:31:23
7
kuw.justine :
That’s why I’m filing bankruptcy 😂
2026-01-03 20:21:41
6
Alex Jones1419 :
Bloomingdale’s did that to me and after lowering it, closed it out because I didn’t use it for 6 months 😭
2026-01-04 05:49:10
10
shes_abeautii :
I paid off 2 and closed them idc
2026-01-04 22:06:41
49
Thalia | Boston Creator :
It will go back up lol just give it a few pay cycles
2026-01-04 02:36:14
9
Laura Queen :
I paid mine off and didn't touch it for 2 months they said if we increase you by 100 will u use me??? and did lol
2026-01-28 03:09:11
4
cousinit :
Credit is a scam
2026-01-05 04:02:57
37
Boo :
I paid of my credit card and my credit score dropped so hard
2026-01-12 14:28:06
5
kayshannon777 :
you're better off owing. they live on the revolving debt. SMH
2026-01-03 22:55:38
60
Cynthia :
I’m trying to pay off mine lord 😭
2026-01-05 04:36:29
4
💋💋💋 :
ATP idc to be apart of this debt funded system. 😬 like why do u want me in debt so bad
2026-01-20 18:18:35
3
🫶🏽 :
Idk think of it like using after pay ! You get a $400 spending limit and you miss one payment or a few and now you’re down to $50
2026-02-23 06:07:41
1
brandondrayt :
Like I need to understand how 😭
2026-01-02 23:53:27
4
Sophia Black Shadow :
Thats why i stopped paying them 😂
2026-01-04 20:48:34
2
ninonennis :
Happened to me smh
2026-01-05 02:36:51
2
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