Javuan Banks 2.0
Region: US
Wednesday 07 January 2026 01:39:26 GMT
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Nelson :
Y’all are complicating it. A down payment is only needed if you want to lower the monthly payment. That’s literally its only purpose.
2026-01-08 18:24:04
923
Shamar Shoaf :
i put 13k down on a 19k car
2026-01-07 06:54:25
538
Imsm4ll :
I don’t do money down in the dealership. I take that money and add it to my first payment. Now I’m ahead of my payments incase life happens.
2026-01-07 15:10:26
642
Joe Mama4018 :
I put 10k down on a 29k car
2026-01-07 03:11:23
192
Eder Contreras1253 :
0 down payments $768 I tried putting $7000 down to lower payments, payments $723…. I took the 0 down
2026-01-09 02:36:06
26
Junior Lowk :
Your in negative equity no matter what
2026-02-23 21:33:28
28
N/A :
Putting money down only takes $10 off your payment for every $1,000 so unless your putting 10k+ it’s really not worth it
2026-01-07 18:39:00
86
🇸🇾Malik Alshehabi🇵🇸 :
Also 100% get GAP if you going 0 down
2026-01-07 22:37:56
45
jgregory :
never paid a down payment. never will
2026-01-27 22:29:44
10
Mari :
If you get a car you wanna keep until the wheels fall off this doesn’t matter other than interest
2026-01-07 08:22:38
56
Tj and Lay :
I just paid off my 2021 Kia!
2026-02-19 18:02:41
23
Grandeur.Vizions :
What they really need to teach in school is
2026-01-07 01:58:22
466
Depressed Nigerian soccer fan :
But a car with 0% Apr
2026-01-07 08:51:37
5
ay_jvi :
You put 0 down yall better gap 1000%
2026-01-07 08:31:13
126
:
I want to get a ford mustang 5.0 2015 but I want to put 10k down first the price is 18-27k
2026-01-17 01:54:40
1
arob12aggie :
Basically if money isn’t a problem lol
2026-02-19 03:32:15
22
LA BU :
Me watching this knowing I did it
2026-01-21 03:39:54
12
Bradley :
Usually for every $1000.00 down, its only lowers your payment by $20.00
2026-01-19 04:08:51
6
Ryan_s_stratton :
You forgot the 10k in dealer fees
2026-02-24 18:06:17
9
🐜🐑 :
my car was 27,000 and out 1,000 down i’m chilling 😂
2026-01-20 01:23:16
5
user7869734481806 :
We do zero down. And make an extra payment each month to the PRINCIPAL.
2026-01-07 20:37:33
13
Wynton :
Ya trying to race the depreciation curve is an impossible task. If you buy a car, your goal should be to pay it off completely before selling it. Depreciation is exponential decay, and loan payoff is logarithmic decay.
2026-01-07 04:36:51
17
Mattman :
Or if you have zero plan of ever selling it, but most people aren’t keeping the car for the full term
2026-01-07 23:21:43
10
KnappyNerd :
aye bro, I'm trying to do business with you
2026-01-07 05:24:13
12
Jayy :
what if i get a loan for the car and instead of putting money down to buy the car I put that money towards my loan?
2026-01-08 06:44:39
5
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