@perkinsights: 🏛️ Banks vs. Stablecoins in DC The American Bankers Association just sent a letter to U.S. Senators warning that allowing interest or rewards on stablecoins could pull savings out of banks — and, they argue, threaten lending that fuels small towns and local growth. This video breaks down why banks are nervous and why this debate matters. #Stablecoins #Banking #DigitalAssets

PerkINsights
PerkINsights
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Region: US
Thursday 08 January 2026 22:36:58 GMT
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silmaril1012
Silmaril101 :
Local banks paying you 0.5% interest on savings when they make 10% off your money is no fair deal.
2026-01-08 23:10:14
71
mtb6288
MTBoleman :
They are welcome to pay us more interest and compete
2026-01-09 11:11:52
18
vivarium676
Ruben :
There is no dialogue. It’s over for the banks.
2026-01-08 22:47:50
18
secret.leo18
Secret Leo :
You are spot-on with this commentary, thanks for saying it. Banks are pushing back on self-custody and yields because they will be obsolete. Banks want to continue getting rich off people who haven't had any choices.
2026-01-08 23:57:16
29
yagyu777
Shadow Yagyu 忍 :
Banks have been at war with crypto since the begining. make no mistake about it. and the recent sellof in crypto is being coordinated by big finance to crush crypto. never give up. do not sell. crypto is the second emancipation proclamation, freeing the people from financial slavery.
2026-01-09 04:50:21
6
mandy.real.estate
mandy.real.estate :
Straight up. Banks lend OUR MONEY without OUR PERMISSION!! Let us CHOOSE how our money is earned and lent!! #freemarket #capitalism
2026-01-08 22:44:26
16
lifewithkellyb
Kelly Bryant :
It’s not to governments job to keep competition away from banks!!! Per Grok - In essence, banks are seeking government intervention to limit this specific form of competition, framing it as protecting financial stability and community lending rather than pure protectionism. This directly contradicts the idea that governments shouldn’t shield banks from rivals—but here, incumbents push for exactly that on yield.
2026-01-09 02:05:30
7
rmontouri
rmontouri :
Can you explain ways the everyday Joe, can benefit from the stable coin markets?
2026-01-08 23:24:21
6
antoinettezerafa
Bunny :
They give so low interest on your money not worth leaving it there. They want to get rich quick from people money
2026-01-26 10:18:11
3
kelleydd33
Kelley :
A free market under “their” rules.
2026-01-09 01:24:03
7
barry.the.boss7
Barry the Boss :
They want to control … they are not and never have been there for its customers.. they use the cash 💰 to invest … crypto will not work together and interest will be different not like banks . They are scared the liquidity they use will be moved … and why not if a customer can get a better intrest elsewhere … free world and crypto is decentralised thats the future .. not antiquated past of the controlled banks
2026-01-15 16:05:37
3
christophersuzor
pops :
Be Your Own Bank
2026-01-09 14:16:37
10
maxvoiiocha
justice :
banks are corrupt
2026-01-08 23:20:16
5
farcryphil1
Curiousphil :
Wow aren’t these the same banks that Janet Yellon said were not systematically important and would allow community banks to fail !
2026-01-14 21:53:13
2
_.verbenalight._
Vera :
That’s the point please. DECENTRALIZE PLEASE
2026-01-08 23:46:43
8
desam36
yanny :
they've got it coming! my worries are the banks still hold to much power and sway over regulations they will never allow something to put their monopoly in danger but they are also cold and calculated they won't rush or push until they know it will only benefit them
2026-01-20 14:31:51
1
redsunsmr25
redsunsmr2 :
banks are of course scared
2026-01-09 04:23:41
5
user8178093393122
user8178093393122 :
If anyone thinks, we the people are going to win this fight you’re sadly mistaken. We don’t have enough money to buy off the people making this decision and they do.
2026-02-05 00:23:43
0
wilyyg
wilyyg :
Fractional reserve banking seems to have given banks a bad name?
2026-01-20 00:59:51
3
davidwilliammcdon1
David William McDonald :
Bank is the wrong place to keep your money invest in stocks I keep just enough money in bofa to pay my monthly bills about 7 k a month in and out
2026-01-10 20:41:52
3
zahraqamar2
@Queen>olivia :
you are absolutely correct about everything you just said
2026-01-13 14:41:09
1
southernborn2015
southernborn2015 :
Banks are greedy and they should have to compete in the market. The CEO’s might have to sacrifice their 4 homes and only have 3.
2026-01-09 19:44:26
2
donaldmackarous
donaldmackarous :
They better get use to it!😉
2026-01-12 17:49:57
4
steelehead66
StevenRay66 :
banks are legal thievery
2026-01-09 19:33:50
3
kmacsd
kmacsd :
A bit confused on how money can be made from a Stablecoin. Isn’t the point of a Stablecoin to remain at or near $1.00?
2026-01-10 17:39:49
2
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