Rachel Cruze
Region: US
Friday 09 January 2026 14:47:44 GMT
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jefftalksgod :
Agree fist thing I did was pay off student loans. Then car. Then house. Never looked back
2026-01-11 16:36:40
5
Christine D :
I love the peace I have with my paid off house. I can use that money to invest even more now.
2026-01-11 15:01:33
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mama_mia216 :
I can’t justify paying off a 2.75% mortgage when my investment portfolio rate of return last year was 17.2%
2026-01-09 21:48:53
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davebiggs1971 :
I just paid off my mortgage yesterday
2026-01-10 15:09:03
9
pburton92 :
maybe for some, but a hard pass for me, and I will sleep fine at night with a 2.7% interest rate
2026-01-15 05:07:12
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SweetlyRude :
And no. Pay yourself first. Not a bank. 😅
2026-02-24 03:13:54
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trailerparkboy :
I'm 33 YO with a 700k mortgage but I have 1.2M in investments 500k$ in non retirement account. I sleep very well at night, peace of mind is there cuz if anything should happen I have more than enough to cover the mortgage until things get back to normal
2026-01-10 16:03:39
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James L :
Peace of mind is knowing you have made hundreds of thousands of dollars more in your Investments then you would if you paid off your mortgage. Even the great Warren Buffett wisdom holds true here as well. Let's say you did want to pay off your mortgage well you can pay it off even quicker if you were to take the extra money you were going to pay for your mortgage and you continue to do that over and over in your Investments and then you could take your investment and pay off your mortgage quicker than you would if you were just paying say the $400 extra a month or whatever to pay off your mortgage. Would not recommend. Peace of mind is knowing you have six figures for retirement.
2026-01-09 23:57:02
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YoHanna743 :
I agree with you! But I can also invest!
2026-01-10 16:46:27
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scooter :
I would agree if you had a normal interest rate. But if you have a Great rate below 3% on your house, then I would just keep it and put the money in the stock market.
2026-01-10 22:53:11
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user3717316113118 :
I totally agree. The piece of mind thing is real. Being mortgage and loan free is liberating.
2026-01-10 22:41:13
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Rockbrm :
Agreed…paid off my house 4 months ago from investments, total peace of mind…., and my investment accounts are growing a lot more bcuz I’m able to invest more
2026-01-10 22:51:54
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Karin Dragonette :
It is so freeing! We are 55 & 58 and this is what is going to give us peace when we retire in 2 years.
2026-02-14 15:49:14
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LB Drives :
100% agree
2026-01-11 13:39:50
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country living :
I paid off my house a few months ago best feeling ever
2026-03-04 05:59:12
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Kelly Zullig :
Now if we didn’t have to keep paying taxes on a paid off house. 😝
2026-01-10 15:45:24
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Brannon Baxley :
Totally agree. Mortgage suck because you pay almost all interest for many years before you even touch the principal.
2026-01-15 00:26:06
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Chris Moerschel :
I don’t need to have all my money tied up in a house. I can live in it and enjoy it. Can’t take it with me in the end anyways.
2026-01-10 15:27:00
5
Joero24 :
Depends. I do both but most of my extra cash goes to investing. Also you never really own your house since you have to pay property taxes.
2026-01-11 13:37:26
5
Bones44 :
most aren't making 15+20 percent consistently... you're super lucky if you are
2026-01-11 04:19:06
5
MC :
No thanks my money invested gives me more piece of mine than equity in my house!
2026-01-09 16:20:03
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lornes :
Just ignore logic or reason - follow emotion!! Great advice
2026-01-10 21:29:26
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Justaguy :
My money market pays 5% just on my extra cash. My mortgage is 3%.
2026-01-09 15:59:23
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User4894858383 :
I disagree with you. If you can make more money investing, that feels better!
2026-01-10 01:12:39
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Bandit One :
You never own your house as long as there are PROPERTY TAXES!!!!
2026-01-11 05:53:53
5
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