Ant
Region: US
Thursday 15 January 2026 11:55:22 GMT
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Comments
Joshhh :
BNPL is such a trap. It’s now on your credit report so it looks REALLY bad
2026-01-16 10:04:12
19635
sarah :
never used BNPL and never started vaping, my two biggest flexes
2026-01-17 06:42:13
14398
DEE DEE 🇨🇱🇲🇽 :
if i can't afford it now i won't afford it later so i don't do it 😭
2026-01-16 18:42:41
22348
shamaris_world :
I like BNPL for stuff like Vet bills, car repairs, doctors bills. Since those things usually come out of no where 😅
2026-01-17 13:20:01
3769
mjlando617 :
At least with layaway, you had to wait to get the item, you couldn’t use it on an impulse buy
2026-01-16 13:04:36
12991
Dom | Books, Crafts & Concerts :
I only use BNPL for concerts, but I NEVER miss a payment lol
2026-01-17 13:42:24
2029
Cheyenne Evelyn :
Digging myself out of my pay in 4 trap currently
2026-01-16 10:09:13
1544
friendly neighborhood aries :
no like it is literalllll just a layaway rebrand with a shiny bow
2026-01-15 21:46:08
1404
🆂🆃🅴🅴🅻🇵🇷🅼🅰🅶 :
every 20 years, were in a loop
2026-01-15 12:13:55
2018
Lana Mae :
my BNPL is my credit card 🤣
2026-01-17 14:44:00
3843
Katie Burris :
caught myself using it for doordash one time and never even considered it again (also deleted doordash lmao)
2026-01-16 20:06:10
757
Cyberpunkgem :
I only use them for booking my trips like hotel rooms and flights and I don’t travel often once or twice a year
2026-01-16 05:28:42
725
ally :
My parents always used to say “If you can’t afford it, don’t buy it!” It seems so obvious but common sense isn’t so common 😂 it’s not like you’ll be wealthier in a months time on the same paycheck 😫
2026-01-17 02:12:39
450
Waydathemayor :
Companies know that ppl are willing to buy more if ppl can split the payments. Ppl have to wake up!!!
2026-01-15 12:03:36
506
thehistoricalharlot :
I care wayyyy too much about my credit score
2026-01-17 04:06:10
802
Es :
If I can’t pay it outright I can’t afford it so I’m not getting it😭 learned my lesson with the damn credit cards I’m STILL paying off
2026-01-16 19:30:39
490
taylorsolbwell :
I Use it but ALWAYS pay it off early.
2026-01-17 21:20:36
36
abbey pop :
The only buy now pay later I’m doing is having a credit card and paying it off every month 😭😭😭
2026-01-16 21:31:04
136
| 𝜗𝜚 antigone | ₍˄·͈༝·͈˄*₎◞ :
i’ve used bnpl, but only when i have the money already but id feel more comfortable having it leave my account slowly. i think people just need to actually budget with spreadsheets more lol
2026-01-17 17:24:49
491
Claudia :
*empties Amazon cart* fineeeee
2026-01-16 22:13:04
417
Jane ☮️ :
like just go into debt the good old fashioned way, with a credit card. Then you at least know where everything is owed 😅
2026-01-16 00:51:02
628
V1CE :
me with the cash advance apps that i can’t escape
2026-01-17 17:29:56
11
VANNAH🛸 :
true but imma use klarna every time
2026-01-17 18:58:09
355
mr. meatball :
i guess it depends on what youre using it for. ive used it for groceries bc we need to eat and paid it on time every time so idk
2026-01-17 14:07:21
20
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