@downtoinvest: How to choose investments in your brokerage account 👇 If you are investing in a taxable brokerage account, these are the things you should think about before you hit buy. 1️⃣ Every move in your brokerage account can have a tax impact. Selling for a profit means capital gains taxes, even if you reinvest. 2️⃣ Dividends in a brokerage account are taxed in the year you receive them. Yes even if you leave the money invested. 3️⃣ Your investments should match your goal and time frame. Short term money and long term investing should not be invested the same way. A brokerage account gives you flexibility, but it is not tax free. What you invest in matters just as much as how much you invest. Save this for later before picking your next investment. Keywords: how to invest in a brokerage account, best investments for brokerage account, brokerage account taxes, capital gains tax on investments, dividend taxes in brokerage account, investing for beginners, taxable brokerage account tips, personal finance education, CFP financial tips #LearnOnTikTok #TikTokLearningCampaign
Mallory | Personal Finance
Region: US
Saturday 17 January 2026 15:56:25 GMT
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user5294017672325 :
Also I never thought about this 😳 I’ve always been told high dividend for brokerage but I don’t plan on using it right now. Never thought about the at
2026-01-17 16:43:01
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Ivette | UGC Creator :
Wait I’m confused, so once I invest I have to use my gains? My money?? Or can just leave it there?
2026-01-17 22:39:18
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BaddieonaBudget :
Yes my brokerage account is VERY different from my Roth IRA
2026-01-19 06:20:53
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Oiuyang :
Roth IRA = 70% VOO, 30% SCHD. Brokerage = 55% VOO, 20% QQQ, 20% SCHD, 5% Individual. Thoughts?
2026-01-20 04:43:40
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MoneyB :
My plan as been. Anything that has dividend income is my 401k and Roth IRA and non dividend stock in my brokerage.
2026-01-17 17:36:22
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Talysa :
Ok so now I’m scared I’m doing this wrong. I’ve maxed out my Roth IRA and do that first. But I have a brokerage. Account as well. Right now I’m investing in DGRO. I don’t have a plan to use it for anything. 😅 BUT…I am 50 and wanted to start maybe investing in a way that could create some funds outside of that Roth. Is it bad to leave them alone for like 5 or so years before pulling any earnings out? Or are you saying I’ll get taxed each year I have gains sitting there? I have it set up to auto reinvest.
2026-02-09 22:39:29
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Sue :
I want to use my brokerage account as a supplemental early retirement before I turn 59 and can use my Roth IRA investments. Do you have any recommendations on what i should buy?
2026-01-20 00:10:17
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JC :
Love your content! I was able to open a Roth IRA & 401(k) after learning about it thru you! Also thanks for the tips on etf’s! My brokerage looks good rn!!!
2026-01-17 16:05:14
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rudy_vibes17 :
What would be some recommendations for investing in a brokerage account for short term?
2026-01-18 06:03:13
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Predawn :
I will add to my brokerage account even though I have not maxed out my Roth just so I have liquidity and easy access to money if needed.
2026-01-17 16:27:26
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Brandon :
What’s your opinion on automated investing accounts that chose your investments for you depending on your risk level as opposed to other investing accounts where you build your own portfolio chosing the stocks/etfs?
2026-02-11 03:36:01
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Newarkbelle :
Any insight on using Ally for a brokerage account?
2026-01-17 16:34:17
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Jonathan Judice :
yes .... not financial advice but set things up for liquidity and distribution
2026-01-17 16:08:08
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Alyssa :
Can you tag me in the tax video in this series!
2026-01-18 03:20:36
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David Fontenelle :
Thank you 🙏 so many people do t understand the roll each account plays
2026-01-17 20:16:27
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Mark Calloway :
Love this, thank you
2026-01-18 00:35:06
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Alex :
Im trying to grown some money in my brokage account for a house what can I invest it on to help me with that?
2026-04-29 18:36:53
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user5294017672325 :
I finally opened a Roth. Maxed it for 2025 and started one for 2026. Feels sooooo good. And knew to invest it bc of your videos. Thank you for your videos!🥰
2026-01-17 16:34:45
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Pandachibaby :
What about robo advisors
2026-03-14 20:02:32
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chiefsfan7 :
Don’t put bonds in a brokerage account
2026-01-23 15:18:07
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Man Daily Vibe :
Thank you
2026-01-17 20:29:45
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dsarbbyfc25533222 :
Are you taking new clients? Would love to have a financial planner!
2026-01-19 13:47:41
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Nikki :
Is a brokerage account better than a HYSA?
2026-01-22 15:42:21
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Supermidtakes :
Great premise, Brokerage can be similar strategy to retirement but significantly more flexible options!
2026-03-07 20:03:19
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Bean :
I’m a med student that doesn’t have income but has money saved from working a few years before going in. Can I open a Roth IRA even though I’m now an unemployed student with no income now?
2026-01-17 19:10:40
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