Get Rich With Rach
Region: AU
Monday 19 January 2026 08:04:45 GMT
125097
4590
264
1264
Music
Download
Comments
Troy Cowin :
Most debt recycling scenarios seem to start with the person having a considerable amount upfront already. If someone is currently DCA investing say $200 a week, you're looking at about a year to save 10k. It's prob not worth doing an equity release for anything less than 10k or maybe 20k. So is it still worth missing out on a year or two in the market for the tax deduction?
2026-01-19 09:44:41
69
shoz_m :
Hello, newbie here 👋 I am more confused then 5 mins ago before you popped onto my fyp 🤣 Im not following how they reduced mortage repayments by 13k if they put the 200k in the mortgage and then withdrew it straight back out? Wouldnt they both still have the same balance then?
2026-01-19 10:10:41
39
Rusty 🇦🇺 :
OK. Can we take a break now?
2026-01-25 10:33:09
1
justin :
I was told u should not mix the loans up so you gotta open a second mortgage account.
2026-01-31 08:57:01
0
SarahM :
Hi i have a qs- can you use money that has compounded from investment in shares (without cashing it out) and use it as a deposit for a house in Aus?
2026-02-02 15:30:03
0
Shaun Barker96 :
What if by chance you buy just before a substantial market pull back and you get margin called ?
2026-01-20 03:32:34
0
johnnybravo5920 :
I watched this on mute. Much better
2026-02-01 07:41:12
1
Shanoon :
Does this work inside a trust ?
2026-01-19 10:51:23
0
sofia.in.west.aus :
Thank you for explaining it!!! This explanation is pretty much my situation 😅😅😅
2026-01-19 11:06:11
0
unclekiribati :
Is there an equivalent of this for someone renting and putting cash into investments?
2026-01-19 08:13:39
2
coco_jive :
that makes sense right but how does the ato/tax man track it so you can make it tax deductable?
2026-02-01 10:19:17
0
Buddy the pork chop :
I thought you only pay cgt on shares when you sell them?
2026-01-19 13:18:12
0
user7480258557557 :
Just use the cash and a margin loan.
2026-02-10 00:28:49
0
Amber🐶 and Dekkie🐯 :
Does that debt recycling method also apply with Crypto instead of shares?
2026-01-19 08:50:14
1
Siv :
Do I need to tell my tax accountant know before doing the EOY tax as well so he know to claim the interest?
2026-01-20 00:38:24
0
Aurore.Lume :
I paid $4k for financial advice and you just did a better job than them in 2 min 😪😪😪😪😪😪😪😪😪
2026-02-01 09:47:44
0
user145108160401 :
guess you could theoretically do the same with gold and silver instead of shares
2026-01-21 03:02:42
0
dorqface :
any other way if you are now renting with the cash?
2026-01-19 11:18:32
0
Johnsan Toro :
What about if your partner is not earning money and you're in the top tax bracket. Is there any benefit that can be used where the partner hasn't exhausted the tax free threshold. Assuming both are on the home loan?
2026-02-04 09:58:00
0
Zzzzzzz 😴 :
I enjoy watching your explanations on these things, the overall picture is quite complex but the gains overtime are worth understanding
2026-01-20 20:37:12
0
Imran Erciyas :
Unreal explanation from start to finish 👌
2026-02-06 09:19:53
0
Peita TikTok :
I don’t have debt
2026-01-20 06:12:24
1
KONTENT-with-LIFE :
you're a lot easier to understand than others explaining debt recycling, thank you
2026-01-24 09:00:34
1
mica.systems :
And if you’re a high income earner and you’ve paid off your home, then the only option is to pay cash
2026-01-25 22:48:05
0
Kane Baker :
Does this still work if someone doesn't already have debt. But does own a property
2026-01-19 10:22:49
0
To see more videos from user @getrichwithrach, please go to the Tikwm
homepage.
