@the.debt.chronicl: Having more of your monthly credit card payment go to principal and not interest is key in paying down debt #creditcarddebt #payingoffdebt #debtfreejourney #debtpayoff

The Debt Chronicles
The Debt Chronicles
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Region: US
Monday 19 January 2026 16:40:46 GMT
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amandarosierich
Amandarosierich :
How did you get them so low? Citi refuses to lower my interest rate, they told me they have to close the account.
2026-01-30 23:22:48
1
themoneyminutedaily
Money Minute Daily :
Calling the credit card company and asking for a lower rate is surprisingly effective. Most people never try it.
2026-03-06 12:31:36
16
kaysuefitbitch
Kaysue :
what do you ask for when calling these companies. I was told "we currently dont have any programs at this time"
2026-03-12 11:59:17
0
fabyp27
FabyP27 :
How did chase work with you? They close it after you pay it? I’m trying to do the same thing but they said it will impact my credit score.
2026-01-21 21:08:35
1
amendes76
Ana :
How did u get the interest rates lowered
2026-03-04 16:25:40
2
revilo920
revilo :
how can I get my cc interest rates lower???
2026-01-24 04:11:27
1
heavenknwswhy
Heaven knwsy :
Capital One won’t.. so back to reorganizing these bills
2026-03-22 15:31:54
0
lalasun2804
lalasun2804 :
What is your credit score with this amount of debt?
2026-03-19 23:57:53
0
cynthiaratto
cynthiaratto :
Congrats on getting 10% on the Chase cards!!! So happy you were able to get it.
2026-01-19 23:57:00
3
glennyb2005
Glenn Brietzke :
Chase notoriously won’t negotiate interest rates. Shocked you have so many and got them all lowered.
2026-03-09 03:46:37
3
debt.payoff5
Jo’s debt payoff :
LOVE the lowering of the interest rates!! 👏👏👏
2026-01-20 18:42:41
7
lirpafoldrey
LirpaFoldrey :
Why are you working so hard to pay off the zero interest loan?
2026-03-03 14:26:46
1
gayle2273
Gayle :
How much have your payments come down given the reduction in rates
2026-01-19 19:31:43
1
rafatorres1209
Rafa Torres263 :
Ai que ablar amors
2026-03-10 02:52:26
0
ctoschi1
ctoschi1 :
Great job.
2026-01-19 19:12:39
1
melissa_wp
melissa :
That’s awesome ❤️❤️
2026-01-20 22:42:17
1
user28580874730020
user28580874730020 :
😂😂😂
2026-03-20 02:24:29
0
robinwhite83
Robin White :
❤️❤️❤️
2026-03-18 04:32:09
0
stefan.winkler63
stefan winkler :
@Josefine hermans to start
2026-01-20 13:37:06
0
lauraj303
lauraj303 :
Closing cards = burning the boats behind you so you can’t go back! Great negotiation BTW!
2026-01-19 16:47:57
0
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