@erikakullberg8: How I’d Live Off $2 Million in Retirement (Forget the 4% Rule) #RetirementIncome #DieWithZero #WealthMindset #FinancialIndependence #VTI
And what happens if there’s a 30% drop in year 1? You lose $600k plus the $120k you took out. Now you have 1.28 million. But what if it goes up 30% in year 2? You now have 1,664,000 - $120k =1,544,000. Oops. Sequence of Returns Risk is the biggest danger. Be more conservative early in retirement.
2026-01-24 06:32:16
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jorgenengersgard :
This is exactly what life should be like
2026-01-28 16:27:53
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joyful :
What are people spending $200k a year on? I live on $45k a year. I don't touch my savings and I have a mortgage.
2026-01-24 04:24:46
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Jules :
That’s what I plan to do
2026-01-23 23:52:04
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LISO :
I want to leave my 401 to my sons. I can live off of my retirement and ssn. Thoughts?
2026-01-23 21:28:56
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Sammy :
people get a mindest of saving every penny they can not change that mindset
2026-01-24 15:51:46
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trueblu :
I can live on 55K how much should I take out with 1.1M
2026-01-24 19:12:30
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semantic_slave_steve :
How about $200,000?
2026-01-24 17:08:21
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Rudy Ramirez Jr81 :
so I'm 52 with 2 million. I can put it all in the market and withdrawal 120k a year?
2026-01-28 21:29:43
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Peter Trivelas :
OK Kevin, I’m following you now… solid advice thank you!
2026-01-29 01:55:46
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Peanut_luvs_daddy :
I agree! Plus I have no kids so no one to leave my estate too. Even if I did, I got jack from my parents and I did just fine. Even with without a college degree.
2026-01-24 01:51:17
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Ms Andrey :
Instant follow after the VTI and chill mention. This is my plan at 39- no kids. I’m dying with zero
2026-01-24 14:51:18
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Kyle Defilippo :
wanna leave my kids some money
2026-01-29 14:42:32
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Kathy.B :
So you’re saying not leave anything for your kids?
2026-01-29 00:33:29
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TAZUBUY :
Not paying bro
2026-01-26 15:59:27
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user3009916746516 :
Wait a minute…we have to put money away??
2026-01-31 21:29:53
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molly :
Ty❤
2026-01-30 15:03:12
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teacherherwell :
Don’t need more money as you get older
2026-01-30 02:15:59
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GoneAgain :
how much should I take out monthly with 300 in the bank
2026-01-23 19:53:59
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Brian McCourt :
A 90/10 asset allocation while you are retired? A CFP would never recommend this.
2026-01-24 20:04:48
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user1826494656202 :
I was interested until you explained you’d want to spend it all. I want to leave money for my kids and create some generational wealth.
2026-01-23 15:27:41
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Tony F735 :
crazy. you making a huge generalization. maybe you can do that if you retire early but as you age, you might not have enough time to regain a loas if there is a significant downturn in the market. I wiukd also want international exposure a bond fund. plus I woukd want money in spaxx earning interest so you have some thing to draw on besides your position in a diwn market
2026-01-25 05:40:39
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Bleedfreek :
If you’re going to put all that $$$ in VTI…you better PRAY TO GOD…that the market is BULLISH in the early years of retirement…otherwise you’ll be bouncing checks WAY before your last breath. 💯 Real Talk
2026-01-26 17:44:59
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Curteous :
What if you have kids around that table?
2026-01-24 21:54:49
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sumbeach :
I love this man❤
2026-01-23 20:34:14
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