@joshcmatt: Here are some of your rights when dealing with debt collectors. You have the right to ask a collector to prove the debt is yours. You have the right to know the correct balance and who owns the debt. You have the right to request debt validation in writing. You have the right to have collection activity pause until proof is sent. You have the right to tell collectors to stop calling you. You have the right to dispute the debt if something is wrong. You have the right to accurate reporting on your credit report. #debtvalidation #debtcollector