@charleswinfreyjr: You have a will. Good. But in 2026, a will by itself is not a complete estate plan. A will doesn’t avoid probate. It doesn’t protect your assets if you’re incapacitated. It doesn’t control how retirement accounts are taxed. And it doesn’t guarantee your wishes are carried out the way you expect. If your plan stops at “I have a will,” your family may still pay the price—in delays, taxes, and court involvement. Estate planning today requires more than one document. It requires a coordinated strategy. If your will is the only thing in place… it’s time for a deeper conversation

Charles Winfrey912

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Friday 23 January 2026 11:08:00 GMT