@maoriinvestor: Not many people seem to know this… You usually only need actual cash for your first property 🤯 After that, it becomes a game of equity. That’s why buying with built-in equity is so important if you want to keep buying. This is how average people are becoming wealthy people. Equity is simply the difference between what a property is worth and what you owe on it. Usable equity is the portion the bank is willing to use as security for your next purchase. To protect themselves, banks will usually lend up to 80% of your home’s value, minus any existing debt. Don’t get it twisted - it’s called security for a reason. If shit hits the fan, the bank can sell your house to get their money back. That’s why you need to get it right. To reduce the risk: - Buy well under value - Make sure the property pays for itself - Do your due diligence See the video for a breakdown example. #nzproperty #propertyinvesting #foryou #fyp #maoritiktok

maoriinvestor

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Friday 23 January 2026 05:03:49 GMT