Humphrey Yang
Region: US
Friday 23 January 2026 20:02:48 GMT
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Scotty From NYC :
if you're going to keep it in the bank at least put it into a high-yield savings or a CD
2026-01-24 00:25:20
187
BigMamma7 :
The hardest thing for me to figure out is where to invest the money. What stocks do I invest in
2026-01-26 22:24:06
8
illFerno :
Real
2026-01-24 08:20:50
9
Seafoamx89 :
I actually had an over spending issue when I was younger. That I am regretting and paying for heavily now. So it has driven me into a scarcity mindset.
2026-01-24 13:10:47
6
Aaron Foster :
“Do now” what other won’t so you can “do later “ what others can’t.
2026-01-25 20:33:17
6
Bearcub27 :
What do you guys think about an Acorns account? I feel it’s liquid, no? And it invests in index funds, but can be withdrawn whenever… I think? I dunno
2026-01-24 03:32:13
7
TabbieTabz :
I never considered that my scarcity mindset came from my upbringing. 😏 I get overwhelmed when I start researching...
2026-01-25 21:52:42
9
Aries :
Same
2026-01-25 04:45:32
8
Geeepadilla :
Thank you for sharing.
2026-01-24 07:24:41
8
Slim :
Thank you for sharing. I am in the same boat. Started at 27. Feel behind with market seemingly overvalued but will DCA
2026-01-24 22:47:09
6
itsyourmoneygirl :
A child of refugees here. I didn’t even know we had a heater. We just wore layers of clothes while in the house during the winter.
2026-01-24 20:41:41
8
Jim Casey :
I just retired. How much should I have in a HYSA to cover my expenses and any downturns in the market?
2026-01-24 21:39:10
9
Snackpacks :
He should have just kept like $5-10k in there and parked the rest in something like SGOV for guaranteed safety and some inflation protection.
2026-02-02 18:57:01
7
AGU :
This is insightful
2026-01-24 10:47:59
5
Predawn :
That’s the same thing with people who grew up during the depression error they didn’t invest they just saved and saved and saved
2026-01-24 20:46:01
6
Jdfarmer :
Your dad and I would’ve got along well. I’ve always invested though
2026-01-25 05:01:25
7
coffeebae97 :
Love this video
2026-01-24 06:53:47
10
Mark Calloway :
Thanks for this
2026-01-24 20:05:49
11
Pradeep Mishra 🇺🇸 :
I have seen many friends still using $100 bills
2026-01-23 21:59:24
8
PRECIOUS_KOLLINS :
I do same I need help
2026-01-29 17:45:54
8
BlakeN :
I live on the edge. I have $50-500 in my checking account after bills and no savings account but then I have almost 1.7M in stocks 🤣
2026-01-29 19:34:00
8
Chey :
As a financial advisor, I will spend 1-2 meetings just gathering qualitative info on clients so I can understand the context and history around who they are today as it pertains to money. It’s so important and helps me advise them much better than the average advisor and more suitably
2026-01-24 20:32:06
22
CY :
Humphrey, at the end of the year how do you avoid paying tons in capital gains taxes?
2026-01-30 02:44:57
9
Shyam Menon :
I have family like that too. It’s really hard for them to break out of that mindset when they grew up with scarce resources. Unfortunately it’s hurting their gains both financially and from a quality of life.
2026-01-28 15:26:33
11
Adam :
This has been me for the longest time and I still struggle to shake it. I have a few thousand in investing which I feel great about, but I’m always worried about the worst case scenario so I end up storing it in my checking/savings instead. Trying my hardest to shake that worrisome feeling.
2026-01-24 22:36:46
10
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