@coffee.loving.acc: Most directors think holding cash is “safe”. It isn’t. Here’s why 👇 #UKBusiness #LimitedCompany #TaxTips #BusinessRisk #Cashflow #VirtualFD #AccountantTok #SmallBusinessUK #HMRC #BusinessOwners

Coffee Loving Accountant ☕️
Coffee Loving Accountant ☕️
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Region: GB
Monday 26 January 2026 06:43:22 GMT
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seamus.kidd5
Seamus Kidd :
ok first I need too much cash
2026-01-27 13:37:20
6
da77y801
Darren :
Growing is fundamental to any successful business. How is keeping cash a bad thing.
2026-01-27 22:58:30
1
countyfan6
countyfan :
You won’t ever fully disqualify a trading company from BPR by carrying cash alone. Surplus cash is merely an excepted asset for BPR purposes. The funds would have to actually be invested and the company be carrying on an investment activity in order for BPR to be fully blocked.
2026-01-27 19:56:20
1
tikytokee
TikyToky :
So what’s the solution?
2026-01-27 11:15:42
3
jimmyj7064
jimmyj :
how much is too much cash
2026-01-27 18:52:31
1
asset_vigante
Asset Vigilante :
What? I call it reserves.😂
2026-01-27 12:29:33
2
vaid_7
vaid_7 :
Is a holding company a possible solution?
2026-01-27 18:34:06
1
garethorourke
We Are Digital Gareth :
So how many months working capital should you have as cash.
2026-01-28 08:18:54
1
bpo325
B111 :
A geniue trading company cannot become a closed investment company just from carrying too much cash. It's so easily avoidable
2026-01-27 17:32:20
2
jazmando
Jason Tear :
Kind of disagree, invest it, watch it grow. Do wisely.
2026-01-27 20:37:45
0
soulmandean
deano :
so whats the answer 🤔
2026-01-28 06:31:00
1
andyba62
andybateson12 :
Clueless
2026-01-26 21:02:50
0
ubifides
ubifides :
Does HMRC look at how much cash is held in a company?
2026-01-27 11:58:49
1
styven1970
steve saunders :
What sort of levels of cash are we talking about?
2026-01-26 16:07:23
0
imcatamney
imcatamney :
I accepted losing entrepreneur relief a long time ago as investing the cash has more than made up for losing it.
2026-01-27 11:01:19
0
thedrainmaster4298
lee :
so what's to much cash ??
2026-01-27 09:01:30
0
jimmyj7064
jimmyj :
for the years vat ..you need....+ 2 directors pension £120000
2026-01-27 18:53:33
1
santiagojonny
JonnySantiago :
I leave it in as the tax hurts too much to take it out after pension payments, salary etc. loan it to a sideco investment company 😏
2026-01-27 18:44:43
0
jazmando
Jason Tear :
Reeves has screwed us over. No way of taking cash out now. There it sits...... not being spent, worst scenario.
2026-01-27 19:59:51
1
poomannomoore
Poomannomore :
@PoomanOG @Poomannumerouno love the ending to this, really informative
2026-01-27 12:54:51
3
gdiddyluv
walterwhite :
Move it to Business saving account or buy drugs
2026-01-27 19:11:25
0
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