@bretandevey: Safety net > everything else 🙌🏻 #emergencyfund #safetynet #family #parenting #PersonalFinance This is not financial advice. We are not a financial advisors—always do your own research and consult a professional.
no such thing as a HYSA, 3% interest is a pittance
2026-01-28 18:40:48
13
Alex M Hales :
Get it out of Monzo, my account has been locked for ever!
2026-01-28 23:38:52
63
Jamielee ˚୨୧⋆。˚ ⋆ :
have you thought about putting it in monzo’s instant cash access ISA instead?
2026-01-28 18:32:47
12
Butta Bab :
I wouldn’t recommend placing it in Monzo they aren’t the most reputable
2026-01-29 10:17:33
5
ljk :
if you lost your income and needed it covered for 12 months wouldn't you be able to do your own childcare, if you're not working? including nursery fees seems ott to me
2026-01-29 10:35:25
8
jjl :
The comments - What’s wrong with Monzo? I’ve been using them for the past 7-8 years and have had a great experience.
2026-01-30 10:45:46
3
DanDuncan :
Monzo pay 2.75% currently. Not very good. Raisin are 4-5% easy access. Zopa regular saver at 7.1% max £300 per month. Move your current stash monthly to the max and make the most of it.
2026-01-30 01:13:27
9
Victoria McCallum :
I have 3-6 months of emergency savings in cash. I then have 4x that in a stocks n shares ISA so if I really need it, I can pull it out almost instantly, but whilst I don't need it, it's hopefully getting a better return than savings accounts. Congrats on saving so much but that's so much money to have being eaten by inflation! I hope you have investments too to offset the loss.
2026-01-28 20:32:51
4
Composure. :
Great amount of money and respect for stacking that. Fearful of putting such an amount in a non-traditional bank though but respect where due.
2026-01-28 19:33:36
1
CoSeck :
Speaking of high yield savings accounts,do you pay tax on your interest from your savings?
2026-01-28 12:59:52
4
Aidan Roberts :
Brilliant video!
2026-01-29 13:20:31
1
nateadeyemi :
monzo.
2026-03-21 14:20:42
1
Anna | Budgeting | Bakes | SW :
I have 4 months so far bits it’s just me saving for it…it’s definitely slower x
2026-01-28 17:53:29
4
AnnaP :
EF is the difference between an inconvenience and a problem!
2026-01-29 16:08:08
1
Bluergh :
That’s amazing! What an achievement, especially in these times! 🥂
2026-01-28 18:20:12
3
Zee :
£42k in Monzo is ridiculous
2026-03-29 20:15:48
0
InsertUsernameHere :
Is chase better for long term savings
2026-01-28 21:00:34
0
unoraiapp :
Couples should do this more, talk openly about money. That’s why we built unorai.com
2026-03-09 18:35:43
0
Giovanni_JJ :
How did you sequence your goals ? Did you set up emergency fund first before buying a house?
2026-02-18 12:06:55
0
officialerrolmuller :
Nice
2026-05-05 07:58:56
0
Crystal Africa Cleaning :
For a family I agree 42000 for 12 months is very good. I would say 6 months is better for single people as you have no back up income. Thanks for sharing
2026-03-15 17:28:32
0
Noori :
I think you should take it out of monzo, you’ll probably end up regretting it otherwise.
2026-01-28 19:02:32
3
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