@carolynjpaxton: Retirement myth: "If you pay off your house, you're set!" Well... First, let me say: congratulations if you are mortgage-free! That is a big accomplishment! But, it doesn't necessarily mean you're all set. I used to believe this too... that having no mortgage would mean smooth sailing in retirement. But here's reality: Even with no mortgage, you still have property taxes, insurance, utilities, and upkeep. Your house may be paid off but it never stops costing you. Healthcare costs don't disappear. The average couple retiring at 65 spends over 300k on medical expenses alone! And daily living expenses? Food, gas, travel, and inflation keep going up. The average retiree household spends over 50k a year. Without other income streams, you risk being house rich but cash poor. That's why, at 58, I started building a second stream of income through affiliate & digital marketing. Specifically, high-ticket digital products. This means cash flow, independence, security, and peace of mind. Don't just aim for a paid-off house. Aim for freedom. I made the decision to invest in a beginner-friendly digital marketing course that showed me exactly what to do. Comment INFO and I'll send you a free video that teaches step-by-step how to get started earning income online with affiliate and digital marketing. Then you can get started too! Don't want to wait? Put your email in my bio and I will send right over. Make sure you follow me If you have questions or just want to chat about this, my DMs are always open. #affiliatemarketing  #digitalmarketing  #makemoneyonline  #midlifewomen  #womenover50

FreedomWithCarolyn
FreedomWithCarolyn
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Wednesday 28 January 2026 23:51:49 GMT
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lwl322
lwl322 :
I live in a 480,000 dollar home that’s paid off and I find it’s very affordable compared to the alternatives
2026-01-30 01:21:42
34
fish556771
Fish55 :
Government theft, aka property tax
2026-01-30 01:10:00
41
billpowell0
Bill Powell :
Might not be all set but that is a major factor for a happy retirement
2026-01-30 13:11:47
37
deanna_joyseeker
Deanna Joyseeker_Joyfinder :
I absolutely just spoke about this on my live last night! Ca-razy that we pay taxes on a house we’ve paid taxes on since we purchased and after we OWN the dang thing! (Where’s the “cross-your-arms-and-stomp-your-foot”emoji?) 😤😤
2026-03-11 08:46:54
3
kitkatnginamo
Kitkatnginamo :
I retired without mortgage still better than renting.
2026-01-30 13:15:04
18
mejican132
Mejican132 :
Better than renting. How is paying off your primary home a negative even if you are not retired
2026-01-30 00:56:15
7
mistrwestcoast
Mistr Westcoast :
Maintenance, property tax increse, property homeowners insurance. For starters 😎😎
2026-01-29 20:17:09
8
user7064830429434
user7064830429434 :
Property taxes insurance utilities repairs. Some people when they retire cannot cover that even when house is paid off.
2026-01-30 22:44:30
9
mimi..of..5
mimi..of..5 :
It’s wonderful having no mortgage. Sure, there’s taxes and insurance and some maintenance. Before we stopped working, we went around and repaired everything that might need it in near future. We have so much extra cash without that mortgage.
2026-01-30 04:12:28
16
specialk1955
SpecialK1955 :
Still have to pay taxes on it
2026-01-29 21:22:12
10
tom89964
Thomas M :
But it sure helps! 62 retired no mortgage
2026-01-30 11:22:31
10
user5581571881842
Yellow Jeep Girl :
Taxes and insurance
2026-01-31 18:28:48
1
christinebabb621
christinebabb621 :
Info
2026-02-01 18:05:35
3
margaretalcoces
Alcomar :
So true! But them home taxes, really suck!🤬
2026-01-30 04:22:41
6
asmr_952
Asmr❤️❤️❤️👟👟 :
U still have to pay taxes it’s never yours
2026-01-30 02:56:37
8
flwyatt64
flwyatt64 :
Info
2026-01-30 15:06:43
1
awcnutidh1d
slick08 :
Info
2026-01-30 17:48:53
2
sassysis9525
Sassy Sista :
INFO
2026-01-30 15:12:20
0
trc4941
user6823229255336 :
Ours is paid off thank goodness but the property taxes just about kill us.
2026-01-30 22:52:07
7
aquariusdreamer60
Aquariusdreamer :
Ahead of the game for sure
2026-01-30 03:43:11
2
rickroberds
r roberts :
Info
2026-01-30 16:57:09
0
sharondavenport43
sharondavenport43 :
Info
2026-01-29 22:02:37
1
kathleen.breen2
Kathleen Breen :
Taxes have always existed plus insurance.
2026-01-30 18:45:42
2
coloradokel1964
coloradokel :
Info
2026-01-30 05:30:40
1
tcarluch2020
user4253304813468 :
Info
2026-01-31 00:57:50
2
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