@martinlewismse: A perverse warning. We're so conditioned to price hikes, if your car insurance renewal doesn't rise you'll probably go 'yay'. But… This is just the intro to scores of tricks from this week’s Martin Lewis Money Show Live on cutting Car & Home Insurance costs, watch the full show on ITVX.

Martin Lewis
Martin Lewis
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Region: GB
Thursday 29 January 2026 09:18:03 GMT
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livinlavidaokay
Ellie :
My current insurance is £142 a month. I’m waiting for my renewal, but I did a lil quote online recently. I was quoted £60 a month. I can’t wait to see what a new quote brings for my actual renewal date.
2026-01-29 09:54:43
41
justjacqs0
JustJacqs :
My premium DOUBLED last year! I called them, I've been with them for 10 years & they wouldn't budge! Obviously I've moved on now but I'm still fuming
2026-01-29 09:45:39
39
feedmyface
TasteTok :
do something on breakdown cover! I had a quote of £195 from the AA for my renewal. I threatened to leave, they brought it down to £125. I told them I had a cheaper quote and it came down to £77! Almost £120 less... disgraceful that they don't provide the cheapest quote first
2026-01-29 22:34:57
2
siriusblue32
Osbourne & Purdy 🇬🇧 :
I.e. Do not give companies loyalty unless they actually reward it. shop around for everything
2026-01-29 09:52:27
9
wainywoo
Wainywoo :
Renewal (this month) was £20 cheaper than last year. Quick comparison got me £100 less than last year!
2026-01-29 13:23:39
2
mylilherc
mylilherc :
my renewal was 650 this year, comparison sites had it for 400. my own insurance was offering it for 420, wouldn't discount my renewal so I moved for 230 cheaper 🤷‍♂️
2026-01-29 23:15:00
1
tcalcov
Peter Calvert :
my insurance has gone down 8 out of last 10 years I switch every year
2026-01-29 22:52:07
1
paulj316
Paul :
My car insurance has tripled in the last 3 years.
2026-01-29 19:48:06
1
beardedcobbler
BEARDEDCOBBLER :
past 3 years my insurance hasn't gone down. last renewal went up by a grand
2026-01-30 09:21:18
1
user7417298475996
user7417298475996 :
Has Martin got a knighthood yet? Considering how much he helps people and actually cares about people, if he hasn’t he should have one.
2026-01-29 22:40:55
1
puttjattandeh
PuttJattanDeh :
What can you do if they don’t negotiate because it’s email and online only with yes or no accept
2026-01-29 11:35:26
1
larrgotv
Luke :
Mine dropped by 25%
2026-01-29 10:06:06
1
boo2you24
Boo2u :
Mine just did ! Prices are much much lower
2026-01-30 22:12:33
1
andy__121
Andy :
Thanks, renewal is due in a few weeks
2026-01-29 13:31:31
3
paulajc
Paula :
My multi car renewal was £150 less. Didn’t bother with comparison
2026-01-29 19:56:13
1
samsaxuk
sam sax 🍊 :
mine went up loads this year :( i got loads of quotes and they were all extortionate
2026-01-30 10:46:03
1
_thislineismine
Cheryl :
Mine dropped by £250 this year without even having to ask for a better price
2026-01-29 14:35:36
1
monateggart12
monateggart12 :
Only????
2026-01-29 20:34:05
1
scrapmanconnor7
Scrapmanconnor7 :
The biggest scam is the prices continue to rise 30/40% in a few years then drop 5-10% and we are supposed to be grateful when we are still paying 20-30% too much.
2026-01-29 11:10:48
6
beardywarrior
BeardyWarrior :
my son has just done his renewal and moved company saving him £35 a month for a 21 year old with 4 years no claims bonus. his policy is not far off the price of mine now
2026-01-30 01:19:35
1
mh_bristol
Bristolshrew 🇬🇧 :
Just had my car insurance renewal. It’s down 25%
2026-01-29 12:06:45
1
lifewithtedanddougal
lifewithtedanddougal :
having to shop around for quotes and prices is so mentally draining, i dread to think of the money i've wasted because i just can't contemplate haggling and searching
2026-01-29 16:28:09
1
ilovenewyork19673
ilovenewyork1967 :
My car insurance came down by £50 and I called the insurance company to check it was right!
2026-01-29 11:46:43
1
nomadydee
Mandles Dd :
I listened to this exactly and did it the price comparison the amount of days ahead you recommend and it was £200 less than last year. Thanks
2026-01-29 09:23:26
2
user8774679613802
claudia :
The biggest con is the excess you take our insurance to be insured not to pay an excess
2026-01-29 10:57:36
1
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