@factreactt: Most people aren’t broke because they don’t work hard. They’re broke because they were taught the wrong rules. No one explained: • How to actually invest your first $1,000 • Why new cars keep you poor • How budgeting really works • Why renting isn’t “throwing money away” • How to teach kids money before life does it the hard way This isn’t about getting rich fast. It’s about not staying stuck forever. Save this. Send it to someone who needs it. And if this helped you even a little — it did its job. 👇 Where are you watching from? #MoneyTalks #FinancialFreedom #WealthMindset #PersonalFinance #MoneyRules

FactReact
FactReact
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Region: US
Friday 30 January 2026 00:04:47 GMT
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clr_swe
clr_swe :
As a home owner there maybe truth to the first slide but consider this, I bought a home in 2008 for 220k sold it in 2023 for 475k, profit was 265k, I bought a newer house and used the profit to put down 130k and the rest in savings.
2026-01-31 00:00:57
98
kevinob29
kevinob29 :
Used cars don’t cost $2,000 anymore
2026-01-30 01:51:09
44
steven_from_the_texas
steven_from_the_texas :
owning is 100% cheaper
2026-01-30 12:02:36
35
constructiondaddy0
Rqt5hp :
Jill’s car became unreliable and in turn so did Jill. Jill lost her job and with her car stuck at the repair shop due to an unpaid repair bill. Jack gets to work on time and doing so while getting great gas mileage, he also drives for Uber and Delivers for them too part time. Jack also writes off his car mileage / depreciation and interest since he is self employed too.
2026-04-29 02:27:40
1
gtb0988
GTB0988 :
How does your utilities go up from owning and renting
2026-03-28 11:56:54
2
danielpiedade3
Daniel Piedade :
Now do this after 30 years when mortgage is paid off and someone is still paying rent when they want to retire. You have a low payment on house (just property tax and utilities) while rent in 30 years is probably 7k a month plus utilities.
2026-02-01 17:53:51
19
novacula01
Novacula :
renting vs owning makes zero sense... if renting was cheaper how the hell would people make a fortune renting out property 😂
2026-03-22 22:37:05
7
pacoandpepi
Paco&Pepi :
First slide is defo wrong
2026-02-01 03:16:25
53
stibimoi
Stibi :
The renting/owning graph is missing an important point: most of your mortgage payment goes back to you because you own the asset, whereas your rent goes completely to another person’s bank account.
2026-03-16 10:59:17
9
joshuafox330
fox :
Used car problems cost more than a new car
2026-03-29 23:09:01
4
maria.777.0
Mari :
This is very inaccurate
2026-03-28 21:53:00
2
i2eek
Bud :
landlords trying to get you to rent
2026-03-16 21:24:37
2
lawtalktiktok
Danger :
Now do one with appreciation
2026-01-30 01:30:46
5
keith1978aa
Keith :
houses can increase in value and you can borrow against it if in a pinch, repairs are costly as long as you keep saving up to fix them or use credit and payments it's not bad, and if you can pass it on to kids they will have something 😁
2026-01-31 09:46:28
3
benson.kellam
Benson Kellam :
I've owned and rented. Owning is the way to go long term. I could have had my house paid off if I bought sooner. Not only that, you set the future of your family up by owning vs renting. Your next generation can experience generational wealth. You don't get that from renting.
2026-02-02 00:07:27
0
xtr1m0
Xtr1m :
😂 Anyone can make any table tell a story…what if the buying column had $500 and renting had $2500
2026-01-31 20:29:18
0
charmegonz27
Ch@rm2115 :
AZ🌵
2026-03-31 01:24:34
1
teamoney34
teamoney :
50/30/20’is hysterical when we are choosing between healthcare and food right now
2026-01-31 03:04:39
2
old_man_zx10
old_man_zx10 :
rent, 30 years later no home, but, 30 years later an asset that performed far better than savings or stock market
2026-03-22 18:19:39
1
anonymous___reader
anonymous :
I like how your rent slide fails to add the green equity line for owning and the fact that your mortgage payment drops off when you own the home and rent only ever goes up even as you enter retirement
2026-03-18 02:01:07
1
vladbila
VladZ :
Jill probably spent 50.000$ on car repairs until now. Buying a 2000$ car, might as well use the bus if you want to save money
2026-03-18 08:46:36
2
thenewthedude
user907217 :
so the utilities go up when you own? 😂
2026-01-31 18:23:42
2
erickvanian
Erick Vanian :
I can move with renting and not leave a mortgage.
2026-02-03 00:18:20
1
queckomo
Queckomo :
If owning is so expensive why do the richest own everything
2026-03-16 18:46:59
1
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