And you’re lucky if they say it’s out of network BEFORE your appointment >:/
2026-02-02 19:56:23
508
niewyspany :
I’m too European for this
2026-02-10 12:31:49
401
~*~Natacha~*~ :
Ich hab dieses Gesundheitssystem in den US nie richtig verstanden.
2026-02-01 12:08:28
100
keylime11 :
you pay your monthly premium (payment #1) and then must choose an in-network doctor, then when you arrive you also pay your copay (payment #2) at the office before the visit. Then after the visit, if you have a deductible like most people, they send you a bill (payment #3) for whatever portion is part of your deductible. If you need to see a specialist or get testing, you need to get a referral from your PCP to have it covered, and then repeat all steps 2 and 3... Forever until you die
2026-03-29 16:10:02
1
Haley :
One time I needed to call an ambulance for myself because I needed to get to the hospital (literally 2 miles away) but couldn’t physically get down the stairs. They sent a fire dept. ambulance instead of a regular one and it was billed as out of network and cost thousands of dollars. I didn’t have a choice though I would have picked the in network ambulance 🙃
2026-03-22 22:42:51
0
e_d_19 :
Kann mir jemand den Hintergrund dazu erklären? Übernehmen alle/manche Versicherer die Arztkosten nur bei bestimmten Ärzten („network“)?
2026-01-30 06:26:13
33
Angielynn :
Ha. I work for my health insurance provider and even with my insurance I pay the full cost. $257 per visit for my son to see the dermatologist for his acne. I will never reach the $6800 deductible when the provider starts paying. I hope I never reach that, because ai don’t have a spare $7000 😩
2026-02-21 18:59:57
9
Louise Kirk :
I have just learnt what 'IN NETWORK' means! its crazy! if you have insurance it should cover any medical place! not just certain hospitals/doctors
2026-03-24 02:38:11
1
stella.aupair🇺🇸🤍 :
This is so real
2026-02-10 14:48:25
3
LightskinHoneyy🍯 :
See this one of few things I don’t miss about the states lol
2026-02-10 08:07:27
0
UmmyShake28 :
My dad had a heart attack and got put in an ambulance during his bike ride away from home. In that neighborhood, the nearest hospital didn’t take his insurance and me and my family had to pay out of pocket for his treatment including the ambulance fee, taxes, doctor check in etc. he passed away from it and at least we had him buried in the veterans military memorial yard and it was covered.
2026-02-01 17:33:17
20
ShyGibs95 :
…..all of these videos are making me want to move to Germany…
2026-02-02 11:27:22
7
@krakrak🏳️🌈🇵🇱🇪🇺 :
Sometimes you cannot choose, like after a car accident. This can be be extremly expensive
2026-01-31 23:14:23
12
lenvswk :
War krankenversichert in meinem gap year in Kanada und sollte 1000€ dafür zahlen den doc zu sehen ohne zu wissen ob er mir einfach nur ibu verschreibt oder actually hilft 🥲
2026-01-30 07:26:19
5
Dion :
what the actual fuck... I can even imagine this kinda system
2026-03-12 04:00:55
1
Nero🇬🇧🇬🇧🇬🇧 :
this is why the NHS in the UK is better than this nonsense of checking if you have insurance, if things are in network and you have the money to pay the bill
2026-02-14 21:32:03
0
Little Froggie :
Imagine if it'd be like this for telcos. Congrats to your new Telekom 5G mobile contract. Please be aware that if you're outside our broadcast area, you'll have to pay 1.99$ per MB off-network traffic. Enjoy your daredevil life.
2026-02-15 11:18:22
0
ddudbfksofbfixnsos :
😳😳😳
2026-01-30 20:42:34
0
Elly :
😂
2026-02-01 04:47:57
0
Yoitsciera :
😁😁😁
2026-02-05 00:51:48
0
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