@tadtalksmoney: Most high-income earners don’t ask the right question. It’s not “How much should I put into my RRSP?” It’s: When does it stop making sense? If your future tax rate is the same as today… you’re not saving tax. You’re delaying it. And if you die with a large RRSP balance? That “tax savings” can disappear in one year. Have you ever calculated your RRSP stop point or are you just maxing it blindly? Let me know what you think in the comments ➡️ Link in bio to schedule a complimentary zoom consultation. Follow for more tips on building wealth and achieving financial freedom! 🌟 Disclaimer: All videos are for educational/entertainment purposes only. Figures used are to demonstrate concepts, not financial advice. This message is an expression of the author’s personal opinions. The company will not be held liable in any way for the opinions expressed herein. #RRSPStrategy #HighIncomeEarners #TaxPlanningCanada #WealthBuilding #T4Employees

Tadashi Robson
Tadashi Robson
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Region: CA
Friday 30 January 2026 04:27:45 GMT
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matt70318
matt :
I don’t understand why people want to work until 65 and waste so much valuable time selling themselves for a salary.
2026-01-31 23:56:29
5
c0n0u
c0n0u :
Loved this content. Great job explaining it clearly.
2026-02-02 17:28:31
3
oldmonkey.ca
Old Monkey :
Engineer making 240k? Comments talking about how little 450k savings at mid 40s is.... Are we living in the same country here???
2026-02-15 15:59:48
4
suedupuy
user4636619622255 :
RRSPs are a mistake. Pay the taxes while you are working. Max out TFSA and invest your savings.
2026-02-02 05:37:20
3
sargeantsells
Sargeant Sells :
Great content! Nice to see valid recommendations vs fluff!
2026-02-20 10:02:09
2
newfoundland43
🇨🇦 Darren :
Great information!
2026-01-30 11:22:12
3
prirabh
PriRabh :
Ready
2026-03-27 00:49:30
1
flyboywille
flyboywille :
Ready
2026-02-11 03:28:15
2
livinglife365247
D :
Is this truly the best advice, or ‘best advice’ a paid advisor would furnish? Why is it never the question of, why can’t you just retire as soon as possible so one has more time to spend their money
2026-02-16 07:33:08
1
bigzaddykyle69
Daddy :
Ehh disagree. His rrif minimums are probably not going to be over 105 with how small his rrsp is today, unless you have that projection.
2026-03-17 04:46:44
0
604anju
Anju🇨🇦 :
Ready
2026-02-24 15:33:52
1
simplyswitch
SimplySwitch :
Ready
2026-02-09 06:30:52
2
haatoong
Ha Tong :
Ready
2026-02-24 03:48:15
1
gloriusnoveliani
Glory N :
👏👏
2026-03-24 01:33:39
0
jon.warren
Jonathan Warren :
I assume he has maxed his TFSA?
2026-01-31 16:40:07
5
ddhlee90
ddhlee90 :
450K isn’t a lot tho.. esp at age 40
2026-02-01 06:40:50
4
thisisallfor_you22
Thisisallforyou22 :
I’m in the same boat. Retire at 55. Simple. I’ll have roughly 3M with compounding in rrsp
2026-01-31 22:14:50
4
britishbulldog1985
! :
Put in what the employer matches or has an incentive associated with.... Anything over that is effectively hammered by tax...
2026-01-30 17:50:15
3
creatorsuniversal
creatorsuniversal :
What’s the 3:1 multiplier investment loan? Who is the lending partner and does that money need to remain with the lending provider?
2026-01-31 20:39:18
3
thiseconomist
thiseconomist :
isn't oas clawback starting at around 90k?
2026-01-31 02:09:57
2
ehratedcanadianmom
Eh-Rated-Canadian-Mom :
yes exactly! This is a regular discussion with my clients.
2026-02-03 11:42:32
2
jpalermo76
user7915192890895 :
😁😁😁
2026-02-08 00:52:49
2
ianlearnsfinance
Ian Larida :
that is very sound advice.i agree with your recommendation for your client. but 240k annually? my god. im nowhere near that😂
2026-03-22 04:07:50
1
turlomic1
Chilla-T :
Ha ha ha, and who’s feathering his pocket the advisor or a client maybe you should mention your increased risk with an investment loan
2026-02-25 10:49:55
1
joshhudon111
Josh :
Ready
2026-02-22 01:36:46
1
00000000000007777h
00000001 :
you missed important question is he retiring at 50 or 65...50 gives him 15 years to drawdown at low rates
2026-02-08 22:46:30
1
modernhans84
Modern Hans :
@Nicole | Day Trade thanks ma'am
2026-02-01 16:33:01
0
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