FinancialCraic
Region: IE
Sunday 01 February 2026 22:14:40 GMT
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AdrianAchill🇮🇪🍉🍉🍉💙 :
if you have to borrow, you can't afford it, that's the, zero down, zero payment, zero stress rule. try it 👌
2026-02-02 16:50:11
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Tom Murphy :
Anyone spending 35k on a car and paying 7% interest is making bad financial decisions
2026-02-02 10:05:46
39
Fuckin Eejit :
Buy an aul diesel that’s been well looked after that you can pay outright. Look after it. Keep a grand or two aside for any works. Job done. Over 300,000km on mine now. 50,000km a year since I bought it 4 years ago
2026-02-03 11:35:29
10
mayodaddy21 :
why would you take 12.5% of your gross salary, it should be your net salary.
2026-02-03 09:29:07
10
ianp :
If that’s the case nobody should be driving lol.
2026-02-03 21:45:29
2
O.D :
Good logic, but for a lot of people it’s not a realistic rule to live by in Ireland with our mental car costs, unless they are very high earners... Especially for families who need a larger, modern safe dependable car
2026-02-01 23:18:21
7
williambigspuds :
20/4/10, well I went for 12.5. Right ok cheers 👍🏼
2026-02-24 22:25:11
0
Rachael :
considering they are deprecating assets, what fo you think about leasing? I know literally nothing about it, so I don't know if it's more expensive
2026-02-08 13:09:50
1
Alex :
I live in the North. 88 grand would be quite the salary up here. What's the median salary in the South?
2026-02-08 22:01:51
1
Eibhlin Glynn :
I still love my car after eight years
2026-02-02 13:48:46
3
Investing account :
I must be a cheapskate. Earn that. Would never spend more than €10-€15k on a car.
2026-03-31 21:08:06
1
ianp :
So how have so many suvs above 70000€ ?. Likes of say the Kia ev9. Or as I seen recently a new 250000€ Porsche GT4 RS. Or the Range Rovers that are very plentiful.
2026-02-03 21:51:11
1
showsiff :
Pronounced “toose-on”
2026-02-02 00:05:56
5
denislucey :
11k a year is mental money on a depreciating item … pay that 11k a year off your mortgage and see the difference
2026-02-03 21:28:09
3
hemano50 :
€11K a year is mental money. My bit of BIK seems like great value now!!
2026-02-02 00:17:19
3
migagreen :
Never borrow for a depreciating asset, unless it’s 0%money and you plan on keeping the car for min 10 years, keep your old car on the road folks, no repair is worth changing car for..
2026-02-04 08:00:24
0
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