@c_buildingquietwealth: Exact order of operations to achieve financial freedom the fastest.💸 Follow these 9 personal finance steps in this order and watch how fast you achieve financial independence: 1. Fully funded emergency fund 2. Max out employer 401k match 3. Pay off all credit card debt 4. Max out Roth IRA/Backdoor Roth IRA 5. Max out HSA 6. Pay off all debt except your mortgage 7. Max out traditional IRA/401k 8. Fund taxable brokerage account 9. Pay off mortgage early This will transform your financial situation and is a powerful wealth building strategy! Which step are you on? #financialliteracy #moneymindset #TikTokLearningCampaign #LearnOnTikTok #PersonalFinance

Charlie- Building Quiet Wealth
Charlie- Building Quiet Wealth
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Region: US
Monday 02 February 2026 01:23:39 GMT
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gifted_otis
Otis 🇨🇦 :
Employer match = 100% return. Credit card debt = 20 to 30%. Average return = 10%. ALWAYS take advantage of employer match before paying off credit cards.
2026-02-02 13:20:19
20
corgidad888
corgidad888 :
Why Roth before HSA?
2026-02-04 04:17:30
10
larosablue101
La Rosa Blue 101 :
where do you open and HSA account?
2026-02-03 01:08:01
6
kristopherhigley
Higleytown :
I simply appreciate that you talk through all of these topics so clearly. I’ve been using the information I learn from you to share and teach my daughters. I want them to be financially intelligent and way more prepared for their future than me and my wife were at their age and are now. Thank you!
2026-02-02 02:02:32
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feliciadebu
Felicia Bu :
I'm thinking for me, because I want to retire early, I will prioritize a taxable brokerage above maxing out the 401k/trad ira so that I can touch that money in my 50s without penalty. Am I off base?
2026-02-02 01:36:09
8
kcfmama2
Kcfmama2 :
so are you saying we should have an IRA in addition to a 401k?
2026-02-04 00:56:40
7
mmonical
MMx42 :
You missed get any HSA match from your employer (common offering). Also HSA is triple tax advantage so there is an argument to prioritize it over a ROTH (especially as you can shoe box qualified receipts and pull money out anytime using those without penalty)
2026-02-04 12:02:08
6
the.antihero
DarkenedHero :
Shouldn’t that last step be dependent on the rate they have? If someone has a 2% mortgage rate, they would lose money paying it off.
2026-02-03 03:12:03
5
christinamaroo
Maroo :
Do you have a video on maxing out 401k, bonus, and Roth thru a person’s company? Like what’s the best strategy?
2026-02-12 17:01:39
5
krissycray
krissycray :
Where would student loans fall in line? ☹️
2026-02-02 04:17:03
8
mareveleyez
Eve Al | Anxious Mommy :
Where should student loans fall?
2026-02-04 03:39:35
5
miradhyana
Mira Mira 🪷🎡🫶 :
This is great!
2026-02-06 02:09:59
5
kbee_930
kbee_930 :
I’m 42 with very little in 401k, just started a roth ira, brokerage account and hsa, is starting this late really worth it..in your opinion
2026-02-02 19:23:15
8
gvn0449
gvn :
what if your mortgage rate is over 7%? should it go earlier in the list?
2026-02-04 11:48:24
7
februaryjohnson
februaryjohnson :
Im having trouble stomaching the low interest EF’s make in HYSA. What do you think about using a Roth (invested in VOO) for a portion of emergency fund so that the interest is higher? I’d max the Roth for the year, and leave the rest of the emergency fund in HYSA.
2026-02-15 13:25:37
3
monique.mayhem
Monique.Mayhem :
Do you pay taxes yearly on your HYSA when you file taxes or only when you take money out?
2026-02-02 08:52:09
4
allieds2
allieds :
What’s the difference between a Roth IRA with the contribution limit and a 401k Roth (what I have through work) where I don’t have a limit?
2026-02-02 03:01:48
7
downtoinvest
Mallory | Personal Finance :
👏👏great video
2026-02-02 02:29:55
6
rubys.roomate
Angela McKinney :
What about savings for house issues or big ticket emergencies? Where does that fit in, or would you pull from the 6 month efund for that?
2026-02-18 20:35:15
4
kristine.mk.14
Kristine :
What percentage if my employer doesn’t match?
2026-03-17 16:52:34
3
og765876657
OG765876657 :
Would you recommend maxing out ira and other retirement accounts prior to contributing to paying off student loan debt at 6-7% interest rates?
2026-02-03 13:11:20
4
overatacorn
Kim O :
😁😁😁
2026-02-02 02:21:21
6
yaynikkitoks
yaynikkitoks :
funny I've been wondering what to do next
2026-02-03 13:34:11
2
sandrochris567
SandroChris :
Thanks ma'am @Nicole | Day Trade
2026-02-15 12:24:29
0
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