@emilyjorgensenearp: the math ain’t mathing #housefire #insurance #fyp #makeitmakesense

Emily Gershon Jorgensen-Earp
Emily Gershon Jorgensen-Earp
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Region: US
Tuesday 03 February 2026 18:28:54 GMT
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smillip
swampthang :
Hi, public adjuster here. You need to STOP talking to your insurance company and hire a public adjuster.
2026-02-04 12:48:25
11868
canerdianeh
The CaNerdIan🇨🇦🇺🇸 :
Was 258K the coverage limit?
2026-02-05 00:30:00
71
michragu
Michelle Diesi-Ragusa :
Get a public adjuster IMMEDIATELY to work on your behalf! Stop talking to the insurance company!
2026-02-04 12:36:43
7005
samantharphoto
Sammy Snaps 🆘 :
Every single thing in the US is a SCAM. All of it. College loans, healthcare, every type of insurance, taxes, insanely priced vehicles…it’s not like this in other places, it’s so frustrating.
2026-02-03 23:39:48
3210
joe.max50
JOE Max5 :
I had a total loss fire and my neighbor gave me some advice the next morning. "Go hire this lawyer" which thank goodness I did. Kicker: My neighbor is a State Farm agent and he knew what was coming.
2026-02-04 19:23:31
2001
jenniferlynn3996
JennK1975 :
USA is a scam.
2026-02-04 11:09:56
1040
natasha_s99
YOUR MOM :
1. I'm sorry your house burned down. 2. insurance companies are, in fact, a scam. all of them.
2026-02-04 01:12:15
3867
joseph_ada1
Joseph :
Just found out I am underinsured, my house cost $220,000 to build 2008, now it will cost $800,000. My insurance is only good for $450,00
2026-02-04 17:07:13
191
rebeccaouellet
Rebecca Ouellet :
This is why people get lawyers and sue their insurance companies
2026-02-04 22:43:11
476
ohnofiveoh
Ohnofiveoh :
Read your policies people. What it costs to rebuild AND WHAT YOUR COVERED FOR are not the same !!!
2026-02-03 18:47:46
1707
grumpyg42
grumpyg42 :
everyone should update your policy every year and make sure it covers 100% of replacement cost and get an appraisal every 2 years to update your homes value with the insurance company so thr replacement costs can be updated. bought my house for 175k on 2007, latest appraisal was $389k, I was potentially under insured by $200k.
2026-02-04 23:05:34
72
tiatango
Tia Foster :
RCV compared to ACV matters soooo much!
2026-02-03 19:27:36
123
somethingwronghere5
Annie oakley 😍 :
hire an outside adjuster he's kind of like your insurance broker. It's gonna work for you not the insurance company.
2026-02-03 23:40:03
254
usergn3oj3fpky
usergn3oj3fpky :
Did you have “replacement cost coverage” specified in the policy ?
2026-02-04 00:36:44
118
scottypalmer05
Scotty-Palmer :
We don’t have all the information….is your coverage replacement cost or ACV? Curious the insurance company because 25+ years in the insurance industry, you usually get what you pay for. This is EXACTLY why they say, you get what you pay for and going with the cheapest insurance…..you’re going to get the cheapest service 😁😁😁
2026-02-04 14:05:43
57
kellimc16
Kelliann McMonagle :
Also hire a public adjuster. Insurance companies are NOT on your side
2026-02-04 15:41:07
67
secblondie
secblondie :
Insurance is a SCAM!
2026-02-04 04:28:20
161
heatherhurtssogood
HeatherHurtsSoGood :
their entire job is finding loopholes and reasons not to pay you and they put their revenue into lawyers making sure nobody can afford to fight them
2026-02-04 11:48:57
160
velari_sciences
Velari_Lisa | Velari Sciences :
A sad testament to how little people actually understand their insurance plans
2026-02-04 01:39:05
135
krenkosenforcer
MCGA :
For those who are explaining insurance policy and needing to choose the right coverage: Yeah, that's a main ingredient of the scam. These huge rackets are taking people's money knowing their coverage isn't what they think it is. It might be legal but it's definitely still a scam.
2026-02-04 10:47:33
239
grenees
Zina :
The biggest question I have..was the policy outlined to cover up to $900k? Because their offer of $200-$300k makes me believe the answer is a no
2026-02-04 21:23:49
217
smythe904
smythe :
Fire departments do not estimate damage costs
2026-02-03 20:13:48
477
jibarogabe
jibarogabe :
Replacement cost vs Actual Cash Value
2026-02-04 21:25:08
273
uvixz3
uvixza :
As an insurance agent get full replacement cost on your policy.
2026-02-04 01:35:04
423
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