The quality of life in America is so bad, id say 20-30 million
2026-02-07 21:57:10
880
dakotakarow :
$3,000,000 x 3.25% in a HYSA is $97,500 annually. Take away 25% leaves you with $73,125 in profit annually. Thats with a significantly low rate. If we go back to the 4-5% range you’re looking at 6 figures easily!
2026-02-08 02:47:32
261
Austinmcgoo :
Depends on the life you wanna live. Don’t limit other people
2026-02-08 16:25:05
383
Dakshots :
No. If I only had 3ms in the bank when I retire at 65 (I'm 23) that 3 million will have the same buying power as 500k does today....
2026-02-08 19:39:15
9
Anthony Bush :
Sure is. Everyone I know has at least 3.5 to 4 million dollars. Most by age 25!!
2026-02-09 17:23:18
7
quai636 :
2-3 Ms and you never have to work again
2026-02-08 01:02:43
99
Marina :
I put almost $1 million in treasury bills and 250,000 in HYSA. I spend the interest money and do not touch the principal. I also work full-time but would like to work part-time in the next few years.
2026-02-08 20:32:17
5
Mr. Jackson :
Make 2 mil. Buy a 10 mil dollar apartment complex. Mf cash flows you EASILY 400k a year til it’s paid for. Then ur bankrolling even harder. So yea. 2 mil is all u need
2026-03-10 16:51:12
5
k :
I believe I've read somewhere in an article that $100 million invested in high yield equities is when you truly become "rich". Zero need to optimize, budget, or care about market cycles. The market shock barely affects you. But yes $3-$5 million is good for anyone to have.
2026-02-07 17:11:38
13
ChestysWhiteLog :
you can do it for less than that 1.5 mil could easily fetch you 7k 10k a month
2026-02-07 23:11:40
13
Not a Chef Lui :
But a billion
2026-02-08 18:39:38
47
Freakydeakyaf :
so nah im on track to have over 10 million after taxes. 30000 a yr plus dividends reinvested
2026-03-24 20:22:24
1
It’s Just Not The Same Anymore :
Dawg I ain’t 65 that ain’t going to last me more than 15 years
2026-02-09 10:28:15
0
Ryan Campbell :
I didn’t want to just live “comfortable”. What you may feel is unnecessary, I feel is a necessity.
2026-03-27 02:15:00
3
steve :
Okay but I want a gt2rs
2026-02-08 16:13:38
7
Katie Pham :
Depending on how many children you have and where you live. I’d say 20 million is where you can live financially comfortable ANYWHERE in the world.
2026-02-11 23:23:50
7
Mukuta :
but I want the 34.4 million dollar house that comes with a free rolls royce in my county 🥺
2026-03-13 16:28:45
1
user2609879267503 :
I don’t get this point of view, it’s not about whether or not you need it, it’s about the fact that you can and that’s all.
2026-02-08 20:45:02
4
Anonymous :
Agreed, but adjust that figure for the purchasing power of the dollar every year.
2026-02-08 12:41:41
4
NATALIE WHITE :
over 65 years, 3M is equivalent to 46K a year and 5M is equivalent to almost 77k a year
2026-02-08 22:03:43
3
d'Anconia333 :
Most people have zero self control to live within their means. I could EASILY live off $1M
2026-03-05 18:37:01
1
Paul :
Nah, you need around double that. $10M for a very comfortable life + your kids are set.
2026-02-08 20:44:06
2
mocha_moods :
Nah 100 M is where it’s at
2026-02-08 17:00:58
1
nothingwrongwithpancakes :
depends on if liquid, or pre or post tax.
2026-02-09 20:30:04
1
PeaBrane :
you can't buy a private jet tho
2026-02-08 23:47:58
1
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