@michaelcornerstonefin: Example of how much different types of debt can impact on affordability when getting a mortgage #mortgage #mortgagetips #firsttimebuyers
I’m looking at starting to look at buying in the next 6 months I need a new car should I wait or if I get a new car does it impact my mortgage application. Car on finance I have recently paid off my car over a year ago and never missed a payment.
2026-02-20 08:13:41
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Michael Cornerstone Finance :
Did this surprise you?
2026-02-10 09:51:17
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aje198something :
I have a car payment and a loan outstanding (spent on house) ( no cc) If we decided we wanted to move, because of the affordability would I be better off extending the term to reducing the monthly payments (pay more overall) or try and clear at least one using mortgage?
2026-02-10 19:39:24
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Mars :
Does high credit card limit matter, even if you never use it?
2026-02-10 20:40:24
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kettlebelljunkie :
When banks look at monthly outgoings how much do they tend to need you to have spare after all outgoings, if any?
2026-02-10 22:38:06
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watched :
All the debts I have is a car loan payment £208 PayPal balance of £300 and cc of £600. Cms £200 . No other major debt . Income £2k salary £33k . I only used the PayPal and cc as my credit score was low
2026-02-10 22:38:33
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Munkie :
With Barclays we signed a form to say all debts will be paid, will they still approach the application process with the credit cards?
2026-02-10 14:42:15
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