Finance by Nick
Region: US
Thursday 12 February 2026 23:03:37 GMT
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asagdmfp :
Slow down on the tax difference compared to a regular brokerage. For the last 20-ish years, the long term cap gains rate was 0% for AGIs below $50k for individuals. That makes a brokerage better for retirement than a 401k if you live in a LCOL area. Not better than a Roth still, but just pointing out that other gains may not be taxed. 401k distributions def will be though.
2026-02-13 17:32:26
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Andrew Fuery :
There are 3 main types of stock investment accts: Roth IRA, 401(k), and TBA. One isn’t necessarily better or worse than the other two. It totally depends on your current financial situation!
2026-02-14 05:28:06
1
pelotom14 :
Perfect emergency fund too.
2026-02-17 22:01:04
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