@georgiefrostmoney: Amazon is rolling out “Pay by Bank” in the UK - cheaper for them with no bank fees, no difference in price for you but it might cost you elsewhere... It's described as quick and convenient (though debatable in my experience) but importantly you DON'T get MASSIVE consumer protections, including Section 75 protection, like you would with a credit card. For bigger purchases, especially, that protection matters. Convenience or cover...which would you choose? #amazonuk #consumerrights #moneymatters #fyp #PersonalFinance

Georgie
Georgie
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Region: GB
Friday 13 February 2026 19:55:59 GMT
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maze_156
Maze :
they're probably doing this to avoid the visa or MasterCard fees, I'd still pay with my card
2026-02-13 20:43:58
69
alandaniels1
Alan Daniels :
Just introduce apple / google pay?
2026-02-14 20:56:43
4
jamil3414
Jamil :
If they want people to use Pay By Bank then they should pass on the savings to the customer.
2026-02-14 15:57:18
8
interactive.games.uk
Pringle Word Games :
Bank Transfer are not protected.
2026-02-14 13:10:41
3
sixhitsix
sixhit :
Advantage is all for amazon to skip protection laws. Always pay by credit card and if you don't have a credit card pay using PayPal with a debt card attached and use PayPal protection 👌 debit cards also have protection but can be harder to get money back
2026-02-14 19:08:57
3
user8216994439811
່ :
lol how is pay by card more protective by pay by bank? Your card detail is literally saved on the account. If anything is ever hacked, your card can be charged automatically. With the bank transfer, you have to verify. I think it’s a better and easier option especially if multiple users use the account
2026-04-03 15:38:25
1
aex037
Matt :
Pay by bank is cheaper for merchants, xero reduces our fees for pay by bank, however we still offer both
2026-02-14 16:48:02
3
dusty_19782013
Dusty_1978🇬🇧🏴󠁧󠁢󠁥󠁮󠁧󠁿 :
my credit card has this option for paying off my balance is it wise/safe for me to carry on using it or should i change the way i pay???
2026-02-14 19:23:58
3
whatthetreetaughtme
What the Tree Taught Me :
Is this an Open Banking process?
2026-02-14 15:55:57
2
angelshift_tt
🇬🇧Angelshift🏴󠁧󠁢󠁥󠁮󠁧󠁿 :
yes but PayPal is connected directly from me I do have a credit card connected but it ran out and I had PayPal connected cuz I used to get paid by PayPal
2026-04-04 02:06:57
3
melodysoundtrack
MelodySoundtrack :
doing to avoid cards fee
2026-02-14 18:57:41
2
flyingjames
FlyingJames :
Amazon are only introducing this because it benefits them, not the consumer.
2026-02-14 19:55:08
8
patrickgnl
Lookin 🇬🇧 :
Presumably like some other apps it pulls up your main banking app and transfers from your current account. Nope I will stick with a credit card for s75 protection. Unless of course it benefits me. 😁
2026-02-14 15:28:44
6
johnlondon214
AlexLondon :
Used it on eBay yesterday and my bank decided to lock my account as they thought it was a fraud.
2026-03-06 07:52:20
3
justarandombloke53
just a random guy :
eBay are offering it as well
2026-03-02 11:59:19
2
lioncutie253
Loin cutie :
You can do this on EBay
2026-02-14 23:05:48
2
lances94
lance (swinethumbs) :
always pay pal
2026-02-14 17:12:55
3
rogue905
Harry Singh :
No thanks!
2026-02-14 13:37:20
9
steveoutwest
Steveoutwest :
It's a bad idea you lose all your card protection
2026-02-14 09:30:21
5
ad.duthie
Ad Duthie :
Oh, saving on banks fees - I can relate. But for different reasons….or I Guess Trump wants what’s a bigger payoff. #corruption #savingextrapenniesandbillions #payingUSbillionaires
2026-02-13 21:00:05
3
craigr07572
craigr07572 :
I don’t see the advantage?
2026-02-14 16:23:23
5
gpip19
gpip19 :
Aint going to happen the moment they say you need to go to bank to bank im closing my account
2026-02-14 12:17:00
3
hazelnut96.x.xx
hazelnut96.x.xx :
I will always pay by card in case I need to raise any disputes
2026-02-15 10:55:12
2
kingwolf362
Mattfreedom💞 :
right boycotting Amazon 💯not going to even give them a penny if they don't want to protect its customers use other sites like ebay
2026-02-14 15:30:16
1
tom_ontheriver
Tom :
no points too
2026-02-14 12:49:52
1
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