@calmmoneycoach: Two Canadians retire with nearly identical portfolios. One pays $766,000 more in lifetime tax. This is Part 2. The retirement side. Where account choice actually shows up. The RRSP meltdown strategy. The RRIF trap. OAS clawback. Death taxes. All of it modeled year by year from 65 to 90. The Late Starter earned a million dollars more over their career. They still end up with less. Download the free calculator I used in this video and run your own numbers: calmmoneycoach.kit.com/lifetimewealth​​​​​​​​​​​​​​​​

Brian | Calm Money Coach

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Region: CA

Friday 13 February 2026 21:24:22 GMT