@katie.finance: i'm not gonna gatekeep the Bon Credit app 🙂↔️ it's completely free and full of stuff like this that genuinely changed how i handle my debt #creditcardtips #debtfreejourney #credit #boncreditpartner #paidpartner
I called my credit card and asked for a zero percent interest rate since I was such a well paying customer… they gave me 12 months 0% interest!
2026-02-16 23:58:14
5123
BubblyIsLiz :
I just called immediately after seeing this and Capitol One said No. 😳
2026-02-17 20:27:07
777
Cody Fitzpatrick :
So many people need to realize they can just call the bank and ask, worst thing they say is no
2026-02-15 22:04:46
25811
a 🌸 :
Wells Fargo laughed & said “we don’t do that” and transferred me to a survey to tell them how they did. I really wish I was kidding.
2026-02-16 18:05:28
4156
meli. :
If you’re paying interest you’re overpaying anyway. Pay it off every month.
2026-02-16 02:39:05
9102
Snickerscupcake :
I’m with capital one, have been for years, never missed a payment..they are taking 400$ out a month for interest, I asked if I could lower and they said no
2026-02-16 17:29:54
742
Masterchief :
I’m not paying interest on anything. If I can’t buy it with cash then I do not need it.
2026-02-16 15:19:30
1133
kass🥂 :
I did this for all mine and they all said no💔
2026-02-16 01:52:32
751
Tammy Morgan :
Did this and they said no. Found a place to transfer to 0% for 24 months. Paid em all off 😂
2026-02-16 20:32:11
723
Sydney✨ :
Bank of America forwarded me to a budgeting help line
2026-02-16 19:11:17
94
mnmelf :
Discover only does this for a temporary period if you’re experiencing a financial hardship.
2026-02-21 16:23:11
41
BC :
Better yet, don’t pay interest by not having credit card debt 😎😂
2026-04-16 14:42:25
1
Squirrel23 :
What cc company? Anytime I have tried in past they just tell me no
2026-02-16 18:37:14
26
HerCityMove :
I did this and they said no and then lowered my credit limit….
2026-02-24 19:01:34
26
Deejay 🇨🇦 :
I have tried this 20 times or more in my life and they just laugh at me and tell me this is the rate they offer lol
2026-02-17 00:30:06
101
CurrenttUpdates :
Doesn’t work for capital one
2026-02-18 02:44:43
13
girlypopvibess :
Why are we not paying our credit card balances off each month???
2026-02-17 19:14:49
11
birypenpal :
I called once and asked if they could wait a couple months before charging me interest because I needed to finish my semester and then I’d make money in summer and they DID and I was like whatttttt 😱🙏
2026-02-17 02:43:14
156
brokeasjackss :
this doesn’t work with capital one.. can someone help
2026-02-17 10:54:24
5
. :
did this and chase doesn’t do it 💀
2026-02-18 20:30:37
42
louis :
Account reported.
2026-02-19 10:33:31
12
thatsthatmaria :
yeah i just told them i was having financial hardship so they dropped my interest from 26% to 1.6% & fixed my payments to $53/month until i pay it off
2026-02-18 16:26:42
158
myahnaisse28 :
Mine told me no 😔
2026-02-18 00:07:18
8
kayleigh :
oh god girl don’t tell them this, i work for a cc company and we do NOT do this, imma get yelled at 😭
2026-02-16 13:45:42
53
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