The Speech Prof
Region: US
Sunday 15 February 2026 18:56:32 GMT
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Just Josh :
Spending $500 a month on diabetes supplies wasn’t exactly part of the plan
2026-02-15 20:27:00
1302
Ellie :
I think the real conversation is the poverty line being unreasonably low. Especially considering current rent and home prices.
2026-02-15 19:10:46
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Deron :
I had no idea the poverty line was only 13k I feel like anything under 30k in this economy is poverty
2026-02-16 13:01:49
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chiznite :
Dave Ramsey still thinks $65,000 a year puts you in the upper middle class
2026-02-18 03:54:39
43
BlueDiane 🇺🇸 :
“Outside of poverty in the middle class” doesn’t even make sense. Outside of poverty does not mean middle class.
2026-02-15 21:33:16
460
randomnerdgirl :
My $450/mo car insurance with zero accidents/tickets in decades says differently
2026-02-15 20:50:55
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Ben C :
And our poverty line is calculated based on the price of groceries in the 60s, adjusted for inflation. It doesn’t have any basis in current reality where housing and other expenses are way higher than the 60s. Poverty line should be 20k at least, probably higher.
2026-02-15 23:11:48
446
ger_bear253 :
‘Middle class’ is a term created by the wealthy to create division. There are only two ‘classes’: working class and the owner class. If you survive by trading your time and labor for income guess which one you fall into?
2026-02-16 05:11:21
120
DisneyRN :
I did exactly that. Got married at 18 before having kids. Worked since age 14. Same for my husband. We bought a house at age 18 & 19 thanks to the housing market collapse (bought a foreclosure with an FHA loan). I have three college degrees in nursing. We did everything “right” and yet we live paycheck to paycheck just to exist. We aren’t taking crazy vacations or driving hugely expensive cars. Life is just that fucking expensive.
2026-02-16 08:39:40
31
MediaEnthusiast :
Correlation is not the same as causation.
2026-02-15 21:04:53
156
dude_its_tiff :
Shouldn’t minimum wage be like $60/hr by now to have kept up with inflation 😅 cuz I didn’t do those steps in order but make close to $60/hr and I still can’t afford jack shit 😂
2026-02-15 19:57:06
113
blakeburkhead2 :
I graduated high school. Started working right away. I got married at 26. I had a child at 30. I am barely surviving. I have no savings.
2026-02-16 02:54:23
23
Zod :
Bro in most cities the real poverty line is somewhere around 35-45k maybe even more.
2026-02-16 01:07:15
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Jim Gessner🇰🇷 :
To be at the bottom of what’s considered middle class, you need to make $29/hr. The distance between outside of poverty and middle class is huge.
2026-02-15 20:41:18
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dstt241 :
There’s one thing I agree with Dave Ramsey on. He’s doing better than he deserves.
2026-02-16 03:16:21
137
Tatsache :
Thank you! I've tried to explain this to people about Ramsey for years.
2026-03-01 03:04:12
0
cupcakemichi :
i graduated high school, got a job, and was still poor
2026-02-15 23:33:48
54
Mary :
I was furiously typing about college when you made your last point 😂 so I’ll just add to that- and you know what gets a lot of people to and through college: the community college system which is accessible and affordable! So again, it’s a systems issue- not a personal one
2026-02-15 20:08:42
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jinxy :
funny....married 1 week to the day after my 20th birthday..... pregnant & filing for divorce within 6 months
2026-02-16 00:26:17
25
✯ 𝒥𝒶𝓎 ✯ :
Get married and have children...both things I could never afford, because I was poor and am poor. There is no social mobility when you're working class and/or disabled.
2026-02-16 02:12:45
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twisted_pop_theater :
Part of the fallacy of Dave’s argument over the last 10-15 years, the traditional entry-level jobs that teenagers would work (like fast food) aren’t offering the full time positions. They stack themselves with part-timers and keep them to 2-3 shifts a week. These kids today can’t get 40 hours a week from the employer and the employers keep a sharp eye out on the kids picking up hours to make sure they don’t do it often enough to force reclassification to full time.
2026-02-16 04:00:51
43
S LAY :
Poverty income range in the US has not been adjusted to keep up with inflation. Realistically anything under 60k is poverty in most parts of USA.
2026-02-16 07:04:07
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Dr. Kelly Clark :
AND wouldn't it make more sense to tell.us what the formula is for wealth??
2026-02-16 00:14:15
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NoSabo26 :
I’m sorry but u forgot the one step about buying his budgeting class it’s critical to learn exactly how Dave made his fortune in the 1980s
2026-02-16 12:42:25
73
DJdizzyD86 :
Is step 1 to buy seven rental properties?
2026-02-16 02:06:51
13
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