@perkinsights: Members of the U.S. Senate — especially those serving on the Senate Banking Committee — owe the public a clear answer. If crypto startups, with no century of infrastructure, no deposit base, and no regulatory advantages, can offer consumers yield… why are we debating whether to prohibit them from doing so — instead of asking why legacy banks aren’t competing harder for their customers? Banks have scale. They have capital. They have decades of advantage. So why is the policy conversation focused on restricting innovation rather than increasing competition? This isn’t about defending crypto companies. It’s about defending consumers. If we are serious about market competition, capital formation, and protecting everyday Americans — then accountability should apply equally across the board. Why not require banks to compete? Why limit alternatives instead? The public deserves transparency. And lawmakers owe us answers. #stablecoins #digitalassets #crypto

PerkINsights

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Monday 16 February 2026 14:22:58 GMT