@katie.finance: i'm not gonna gatekeep the Bon app 🙂↔️ it's free and it makes this stuff actually make sense #creditcardtips #debtpayoff #creditcardtricks #boncreditpartner #paidpartner
I always pay it off when I get paid which is a week before my statement date and my credit score is 986 👌
2026-02-20 23:09:39
32
moose :
Ill just stick to paying it off whenever i feel like it, thanks
2026-02-17 18:45:18
5950
Howsitgoing :
Pay it every 2 weeks on pay day. 847 credit score. Seems to work.
2026-02-17 21:48:30
2559
💀 :
I wish but they take like 2-3 days to process my payment and will consider it late 😍
2026-02-19 22:30:01
318
gracelyn :
they don't care what time you pay it as long as it's before it's due
2026-02-19 01:23:10
907
Ariel :
I have this funny problem where if I don’t pay it right when I get paid, I’ll spend it elsewhere 😂 so I’m gonna stick to my routine
2026-03-26 02:21:46
14
Bryan :
Or just pay it off whenever you can, and if you have a small balance that’s fine, so long as it’s under a couple percent of the card limit to show you can manage debt
2026-02-19 13:16:51
76
Y :
I pay mine off daily as I go 😫 I must have OCD
2026-02-20 22:37:52
7
🦋 :
I pay $100 every paycheck! 🤧
2026-02-18 18:31:41
23
haleybigbee :
I’ve been paying it twice a month when I get paid for like 3 years and have an over 800 score, worked super well for me
2026-02-22 21:57:06
26
Kayla :
pay it off in full every month, NEVER pay a finance charge
2026-03-05 10:38:38
24
lex :
Yeah that’s not how it works 😂
2026-02-19 01:25:41
25
Ken :
Or if you just pay it off as you make purchases then your reported balance will always be low
2026-02-18 21:12:11
35
Leah :
you pay off your credit card? 😅
2026-02-17 22:51:43
35
louis :
it doesn’t matter as long as it’s before due date, if you carry a balance don’t use the card until it’s paid off. you can’t expect to clear debt if your going to add more to it
2026-02-19 18:35:47
8
jaxx :
I can’t live to see it go super high though 😭 I feel like I’m spending too much omg...
2026-02-20 00:28:06
9
Lafleur 🇨🇦 :
Huh? I just pay it off every time I get paid. My credit score is 850.
2026-02-18 04:56:06
158
nx_ :
pay it 3-4 days befor the statement date. not all banks report same day or next day to the bureaus
2026-02-20 03:11:09
6
Indigenous Mastery :
Paid my credit card on time for 18 months and it didn’t move much. I took a loan somewhere else, started paying more into that instead of the credit card. My credit score sky rocketed 🤣 509-689 in just over 1 year. Let’s get it 📈
2026-02-19 13:24:14
7
Mariama :
She’s right my score spiked 40 points bc I paid my cc off the day before the closing date not the due date bc after the closing date that’s when your cc reports your balances!
2026-02-19 11:40:46
5
Mark Hernen :
This also depends on the type of credit card debt you have. Cash advances are best to be paid off as soon as the money is in.
2026-02-17 17:50:45
7
Bryant D922 :
So everytime I get paid we make a payment and both mine and my wife’s credit score is over 750…. lol.
2026-02-19 05:12:11
3
Tik Toker :
So is it bad to pay the day it’s due? My credit is in the 780
2026-03-14 22:59:08
2
To see more videos from user @katie.finance, please go to the Tikwm
homepage.