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@mariposas4496:
mariposas 🦋
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Region: MX
Thursday 19 February 2026 04:23:12 GMT
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The pension vs ISA question has a new answer in 2026. From April 2027, unspent pension pots will be subject to inheritance tax for the first time, removing one of the main reasons people historically prioritised the pension as a wealth transfer vehicle. The ISA has no equivalent change coming. For most people building wealth, the order is still: claim your employer pension match first, then build your ISA alongside it. But if estate planning is a factor for you, the calculus has shifted. This video is for information and education only. It is not personal financial advice. Tax rules can change and their impact depends on your individual circumstances. If you are unsure what is right for you, please speak to a regulated financial adviser. Sources: Finance Act 2026; PocketWise pension IHT 2027 guide; RetirementExpert.co.uk May 2026; Royal London adviser briefing; Fidelity 2026/27 tax allowances.
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