@wangari_wamae: The power of compounding & the cost of delay. When it comes to wealth creation, time is either your greatest asset or your quietest liability. In my conversation with Dominic Kiarie, CEO of Jubilee Asset Management of Jubilee Insurance, one principle emerged with striking clarity: wealth is not primarily a function of income. It is a function of time, discipline, and consistency. We often assume saving creates wealth. In truth, saving only initiates the journey. Compounding builds the outcome. A simple, disciplined investment of KES 1,000 per month, placed in a structured vehicle such as a money market fund begins to grow not only on the principal, but on accumulated interest. Interest earns interest. And over time, growth accelerates beyond the effort invested. The mathematics become powerful but only when time is allowed to work. And this is where many lose. Not because they lack resources. But because they delay. Postponing investment by 10 years does not reduce the outcome marginally, it can erase millions in long-term value. The loss is invisible at first. It compounds quietly, just as growth would have. The math is clear. The decision is behavioural. Start now. Start with what is available. Build consistency into your financial architecture. Let time work in your favour. In compounding, those who begin early shape outcomes that others spend years trying to recover. #theexecutivetable #executiveleadership #wealthstrategy #longtermthinking #financialdiscipline #leadershipandmoney

Mary Wangari

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Region: KE

Wednesday 25 February 2026 08:09:58 GMT