@miarosemcgrath: Replying to @boo why I’m not paying my student loan off #studentloan #studentloans #studentloanuk #PersonalFinance

Mia McGrath | Frugal Chic®
Mia McGrath | Frugal Chic®
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Region: GB
Wednesday 25 February 2026 12:08:09 GMT
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helllomillyy
mil🎱 :
mine is 103k and i just got a letter from collection lol
2026-04-27 17:06:35
15
lollycloud
🌧️ :
This reminds me of a video someone did a year ago where she said she max out her work pension so she doesn’t pay her student loan and people were in arms about it. There’s are no illegal dealings here, just different priorities
2026-02-25 12:24:02
1471
chidinma044
Chxdxnma :
I don’t plan on paying it off
2026-02-26 00:00:02
949
nishy__k
nishy__k :
That’s a solid approach. Much better to look at it like a tax rather than a debt!
2026-02-25 12:11:28
1123
barbaraantigua
Barbara Antigua | Genre-Fluid :
I will never pay it off 😂 I don’t even think about this I can’t lie
2026-02-25 19:42:58
1214
krish.kara
Krish Kara | Personal Finance :
I used to keep six figures in my business until I worked out my corporation tax bill. I paid something like £30K in tax this year - you don’t want that. Put the money in your pension
2026-02-25 14:27:35
184
styledandsettledtn
styledandsettled :
But you borrowed it and said you’d pay it back. And you can pay it back.
2026-02-28 00:14:22
5
zzzwana
Izzzzy :
Only borrowed £9k but paid over £9k in last 13years still paying
2026-04-20 07:56:15
38
amyyyw
amywphd :
It’s so nice you acknowledge your position AND you’re 100% right on everything you said. There are so many pros to starting your own business and this is one of them
2026-02-25 12:26:39
78
withlove_ayushka
withlove_ayushka :
Honestly just seeing the number was actually so relatable 😭 it gets bigger every time
2026-04-06 14:27:59
9
chrissygeorgee
chrissy :
Thank you Mia ! As a uni student/ content creator who’s just been fortunate enough to have a limited company as well this has given me so much peace of mind !
2026-02-25 18:56:52
32
mollybowyer
Molly Bowyer :
It causes so much anxiety for me this made me feel so much better
2026-03-10 20:44:56
19
________itsnotnora
________itsnotnora :
I have 3k loan debt that I have to pay do you recommend me paying it or do something with that money to grow wealth and pay it after?
2026-02-27 00:49:05
7
_ausmad
austin ✨ :
i love your haircut! so chic
2026-02-26 00:24:46
6
drghany
Dr. Hassan | NHS + Finance :
Not too bad 😂😂
2026-02-25 22:36:19
8
candleflame121
candleflame121 :
I remember being 18 and terrified and my Dad reframed it as a tax and explained to me to build my pension and investments and tbh he’s not wrong.
2026-03-26 19:38:48
14
jno_pwnr
JNO 🦧 :
Love this transparency!
2026-02-25 12:51:47
26
seans.money
Sean's Money :
couldn't agree more!!
2026-02-25 17:13:09
13
crystalpvlse
Chris 🎥 📸 ✨ :
Ya, just let it vampire away till you’re 50. Let it wipe. I do not even consider it
2026-02-26 15:30:29
13
kevinm10000
KevBardruid :
HMRC will take a big interest in those paying themselves through companies
2026-02-28 12:02:07
5
rahmasheikhh
Rahma Sheikh :
I’m too scared to even look at mine! Thank god we don’t have the US Sallie Mae system where they have to make payments every month no matter what!
2026-02-25 14:34:44
50
alexandei14
ALEKSANDRA :
Can I cancel it if I’m already paying now??
2026-02-25 22:31:12
6
elinor.davies3
🐸 :
I have 7k left (Welsh student), do you think it’s worth me paying it off?
2026-03-24 14:11:54
7
nottinghillcarnival
Jay :
If you pay dividends you pay student loans on it
2026-02-27 16:28:41
5
dan.ummi_
DAN :
Wait of its wiped out after 30 years why just, not pay it?
2026-02-25 21:04:52
6
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