Heather McMahan
Region: US
Thursday 26 February 2026 01:01:55 GMT
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thesoutherngail :
Turns out I also needed to invent Amazon after that calculation
2026-02-26 01:13:20
773
it's Meg, like Eggs :
These comments are scaring me. it's easy math - take desired annual income, multiply by 25 (ex 100k x25 = 2.5 mil) - you'd need 2.5mil invested to retire on 100k a year using the 4% rule. The 4% is 2.5mil x 0.04 = 100k/yr
2026-02-26 18:03:05
166
Cheryl Weis Freese :
Damn mine came up $10 million, I need to change my life style
2026-02-27 01:45:44
5
Stehlik4 :
120k a year…. Is 4.8m, manageable! Not counting social security, pensions, etc….
2026-02-26 14:10:06
11
user3652664961088 :
So we’d need 6 million dollars invested before we even retire ??
2026-02-26 01:44:41
123
Tori Brady :
I'm going to need 12 trillion dollars
2026-02-27 00:51:18
86
LiveLoveLaughPlease :
what you need in a year x 25
2026-02-26 17:15:49
8
RidewithRay :
You actually only need to come up with a number for your gap. If you and spouse make $4000/month in SS and $500 from other investments, and you want $8000:mo, your gap is $3500. 3500x12=$42,000. 42kx20 and I’m good.
2026-02-26 16:17:51
14
Mamabear :
At 59 I just retired from corporate America and living my best life
2026-02-26 16:48:42
9
Francop958 :
I would need $4 million by retirement - that would give me $150,000 for 26 years
2026-02-26 16:57:26
54
_spcrowley_ :
But why would I wait 30+ years for that? 🤔 I can travel now when I'm healthy and able 🤷🏻♀️
2026-02-26 02:06:07
13
Will Rose 🏡 :
Welp. I need 250 mil so I’ll just give up now😂
2026-02-26 11:37:49
8
rightslife :
i need about 2 mil
2026-02-26 18:50:54
5
Derp :
To those in the comments confused, example. I want to survive off $100K/year in my retirement. So now, I need to calculate my “f u number” to achieve that goal. That means, by the time I reach my age of retirement, let’s say 65 years old. I will need 2.5 million dollars in my investment account. Every year after the age of 65, I will with draw 4% from my investment account, and that will provide me with a lump sum of $100,000. Statically speaking, your 2.5 million investment account will never go below 2.5 million, because the average rate of return annually for investments is 6-8%. Therefore you create an infinite money loop. Now here me out, most people do not need $100K per year at 65, because you likely do not have a mortgage (or at least a very small balance remaining), or have a car payment. While the “f up number” is nice to know, I think it creates “I’ll never achieve that” depression. My advice, if you can save $100K on your own by 35, and have a decent job that also contributes to a pension, you will be perfectly fine.
2026-02-26 23:44:24
5
Katie :
I need 700 million dollars 😫
2026-02-27 01:38:04
5
jjdigger1242 :
I have $27 in my account and I told my boss (family) fuck you. Can you please ask her if this counts? I want to go to Paris and the French Riveria this summer.
2026-02-26 10:32:07
6
Chill_66 :
Please keeping in mind that only 3% of people save $1 million or more for retirement. 50% of the people save nothing.
2026-02-26 19:01:52
6
J9 :
I don’t think many people are going to be able to retire. I’m 35 and half my friends have $0 in savings
2026-02-26 22:28:43
9
mountainman528 :
$3M minimum
2026-02-26 12:47:51
18
Extralime :
$1 million = $40K income
2026-02-26 20:48:28
8
Tiffany Carter🎧ProjectME Pod :
10 million minimum in Los Angeles
2026-02-26 04:47:36
19
Jade 🤗☀️📚🐾🔥🫧 :
I need a scratch ticket 🎫 lol 😂
2026-02-26 01:30:22
9
Riley :
Think of it like this. You have 1mil in investments. You withdraw 4% or $40k each year. If you believe 40k is enough every year, then $1mil is your number
2026-02-26 12:52:13
5
RoRo :
Everyone is so concerned with the math… meanwhile I’m over here wondering what the heck to invest in.
2026-02-27 02:50:47
4
erathfesta :
I personally don’t think I will live 25 years after I am old enough to retire. So maybe I plan for 20 years (thinking I retire at 65 and die at 85) 😅
2026-02-27 02:16:44
1
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