I always just get pre approved before going to the dealership
2026-03-02 00:55:13
26
DJ :
Capital one saying i need to put $2k down smh
2026-03-22 23:52:41
7
angelmelara_ :
I went to a dealership and got approved for financing a 2025. THEN they asked for a 4k down payment and got mad when I said no. Because if they already approved my loan and told me what my monthly payments were with the interest rate percentage then the bank loan covered the car and I owe the bank not the dealership.
2026-04-25 02:46:05
18
Mom and daughter💜 :
Okay so help me understand don’t let the car dealership run my credit instead ask for purchase agreement take it back to my bank and get a loan from them ??
2026-05-23 03:51:57
9
Teresa George :
I want to refinance but hate to start over but I want a cheaper note
2026-04-27 14:05:28
3
Dee Jay Bey :
Use NOVATION, they ALL LOE to you. It’s not about your score, EVER
2026-04-06 17:53:25
1
Emmett :
What do you do when the credit union says no?
2026-04-28 20:23:41
2
nicole40403 :
Just got one the other day found out he added warranty without my approval
2026-03-07 01:22:11
4
Ms Yvette :
I don’t want any car payments ever again
2026-03-15 17:06:00
18
Filda Holmon :
what if u have negative equity in the car u trading?
2026-03-07 11:03:08
4
Your Fav Credit Cousin 🤞🏽💎 :
Yesssir! And you can negotiate the price since you’ll be considered a cash buyer. 😎🦾
2026-03-19 16:57:58
6
FINELIKE97 :
I LIKE THAT! STRIGHT TO THE POINT
2026-03-14 20:14:09
5
jlwadecampbellj :
how to get the dealership to remove those misc fees?
2026-03-22 16:48:56
3
Richard :
very good information my brother thanks for the insight.
Yeah don’t put money down. That makes sense. Finance more money than you need to. Don’t forget gap because without a down payment your car is worth waaaaay less as soon as you drive off the lot. Let’s not forget no matter how many dealerships use your credit as a “target practice”. You can let them as many times as they need to to find you the best rate. Because no matter if it’s 110 times or 3 times it get grouped into one hit. Btw a good finance manager knows what bank to contact based on your credit. But the purchaser agreement is a good idea.
2026-05-26 15:23:35
1
Donnat Powell :
how you do this?
2026-03-02 16:24:24
2
Galaxy_Simundo :
How do you negotiate to pay cash up front. I just want to buy the car flat out at the best price.
2026-04-02 00:23:04
1
officialserayahbleu :
I need a car and don’t wanna put down no money I need something reliable I’m in Miami
2026-04-06 16:07:33
0
MsShrea :
😳😳😳
2026-04-10 23:30:32
3
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