Leazy
Region: US
Friday 27 February 2026 05:44:20 GMT
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jax :
I once told a debt collector, “ I didn’t sign the contract with you so as far as I know I don’t owe you anything” they stopped calling me and it got erased.
2026-02-27 17:13:21
47023
lifewithjewels1 :
So what happens when they send it to a lawyer
2026-06-24 02:53:18
0
Flight_Risk_FPV :
My debt collector: sure! What’s a good email 💀
2026-02-27 13:19:24
41625
Cap. Jack :
I'm gonna try this when they call me in about 30 minutes. I let y'all know how it goes
2026-02-27 19:28:37
12460
alidjones87 :
You guys are answering the phone?
2026-04-09 15:09:19
5670
Marti Harrington Cupples :
I asked ChatGPT to help me dispute a debt on my credit report. Chat said this exact same thing. So I went with it. Waited 30 days for them to send me the proof that they legally have to have and provide. Never got it. Pulled credit report again, it was gone and score went up 78 points.
2026-03-14 22:45:53
4767
👑TIERADaQUEEN :
As a former debt collector she is absolutely correct ✅
2026-02-27 16:33:49
17273
BurritoBandito :
Why can't we buy our own debts for pennies on the dollar?
2026-02-27 23:13:41
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Samson of Santo :
Credit Karma> Dispute center> account ownership> I have no knowledge of this collections account > leave additional comment> Can you provide written proof that you have the legal right to collect this debt?
2026-03-28 03:13:02
555
H.Lynn :
I'd use this , but I never answer my phone 🤭
2026-02-27 18:06:29
4901
Stabby•Unicorn :
I told a debt collector “I didn’t tell you to pay that bill, so it’s your problem now” they never called back 😂
2026-03-08 01:27:45
3402
gigglez :
As a former debt collector, she's not wrong 🤷🏾♀️
2026-02-27 21:36:20
2036
Anita Herron :
You believe that we’ll answer the phone to say this… I’m a millennial. I’ll stare at that phone and not move
2026-03-01 05:08:10
3447
Dr. E :
Girl this why they don’t want us to have TikTok
2026-02-27 22:21:00
1909
itscleartosee :
Credit is one big scam!
2026-02-28 05:09:54
635
Tracey :
I had a debt collector come after me for medical bills, I replied saying it was a hipaa violation to sell my medical information and I never heard from them again. Doesn’t show up on a credit report
2026-04-17 21:04:13
145
Seren Bean :
I asked for an itemized list of charges and never got contacted again
2026-04-22 18:16:43
111
hopeisfindingherself23 :
Got to get me to answer my cellphone first 😬
2026-03-12 04:03:18
5
Momofboth :
I asked a debt collector to email me proof that the debt hadn’t been written off by the company I originally did business with & when they couldn’t, the credit bureaus took it off my report.
2026-03-09 15:48:31
1475
bailemeout63 :
But does it get take off your credit report?
2026-04-29 06:17:51
5
Carly Frenette :
But why are you even buying my debt??? That sounds like their problem not mine 😂
2026-04-10 19:47:25
50
renamartin :
ask for the chain of custody letter. I have used this phrase 2X's won both cases.
2026-02-27 15:41:11
1949
Purple :
please please be aware that this does not work on federal student loans. please understand that.
2026-04-30 14:47:43
11
Kacey :
I got served papers from a debt collector and I responded with papers stating that I never entered into a contract with you, please provide signed legal paperwork that I have entered into an agreement with your company, if not provided I assume my debt was paid when you purchased it. never heard another word.
2026-04-28 04:00:18
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