@lanadoinglife: I gave up my $70k salary in 2023 to stay home with my son, Tate. This was him on his 2nd birthday, dancing happily in the rain 🥹 I’m finding ways to contribute financially this year, so our life can look different next year. Doing what I can from home during nap times and documenting my process. Here’s our current monthly budget as a single-income family of 4: 🏠 mortgage: $2,465 (1600 sq ft) 💡 utilities: $300 ⛽️ gas: $60 🥑 groceries: $550 🍭 takeout/“fun” money: $75 🚗 insurance: $240 📱 phone & internet: $155 🐾 pets (🐶 food, 🐰 hay & pellets, supplies, etc.): $75 💳 credit cards/debt: $250 (medical + student loan) 🔁 subscriptions: $45 (amazon, spotify, $18 gym membership) 🧻 misc. (household, toiletries, diapers, etc.): $250 This is only for a season. Things can and will change drastically in a year. We make it work so I can be home with our kids 🩵
lanadoinglife
Region: US
Saturday 28 February 2026 20:41:46 GMT
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 :
So you made more money than your husband and YOU quit YOUR job instead of HIM quitting HIS job?? 😭
2026-03-01 23:47:19
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katmauve :
this is an example of what NOT to do when it comes to budgeting lmao
2026-03-01 14:54:41
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hivemath 🐝 :
Idk maybe I’m not grown enough but giving up 70k a year for a child is insane to me 😭
2026-03-01 23:00:41
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Yololove83 :
that is a high mortgage for that income
2026-03-01 07:13:46
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Karla Mom | Home & Kids :
$550 a month in groceries? 😳 Can you show us what do you get?
2026-03-01 14:53:26
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HEHEHEH :
I say this from a place of love. Be careful. This is legit paycheck to paycheck.
2026-03-01 21:19:29
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A&E Woodworking by Nature :
4500$ is a livable salary for a family of 4. your mortgage is whats eating you alive. sell and downsize.
2026-03-01 17:33:04
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diegotx06 :
That mortgage is too high. It’s almost 55% of your monthly income.
2026-03-01 09:26:12
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R35 :
We pay like $3k a month for groceries and general food 😅
2026-03-01 15:13:30
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Mama Cretia 🤎 :
Your mortgage is pretty average if you ask me. Why are people freaking out 😅
2026-03-01 18:11:10
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AP :
Knowing I have double that in car payments alone 🥺
2026-03-01 16:17:40
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Lorde_Mont :
Switch to Visible (they use Verizon towers) phone plan is only $30 per line and works great! I used to pay $145 with Verizon
2026-03-01 18:36:46
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user8182423952280 :
Yall are rich in my eyes. You don’t get that time back.
2026-03-01 16:13:51
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Whats :
I feel broke making that as a single male living with their parents
2026-03-01 15:55:47
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Abbie Inslee :
these comments are not passing the vibe check, what are they supposed to do? As someone that lives in Seattle, I would kill to have a mortgage of that cost, I can’t even afford to buy a house because of how expensive they are, and you cannot find anything to rent for that cheap
2026-03-01 17:42:06
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Ebony :
You don’t need Spotify use Pandora or Amazon music. Subscriptions are optional put the savings toward something else.
2026-03-03 05:23:15
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g0neghhh :
wow that’s $17 after😳
2026-03-01 23:28:45
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HEHEHEH :
Why didn’t he quit and you keep ur job if you make more..?
2026-03-01 21:15:14
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Jovanni Gonzalez :
playing in the rain = flow state
2026-03-01 15:36:06
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user9494940758903 :
Genuine question, what will you guys do if there’s a medical emergency or a car breaks down?
2026-03-01 13:00:49
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JMAG85 :
That the life a lot of people doesn’t understand. Having a loved family matters the most
2026-03-17 00:16:21
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BRob :
Mortgage is expensive for a small house.
2026-03-02 00:55:42
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Ricky :
How do you afford a 2500 mortgage on a 7k salary?
2026-03-02 04:59:57
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Jay :
Where is the world are utilities $300 and gas $60
2026-03-01 19:08:50
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eilleen :
I used to stay at home when my husband only made 3200 a month, and we made it work with a lot of sacrifices! Now he makes 8k after taxes and we live so much more comfortably, we are saving up to buy our house and another car
2026-03-01 16:02:49
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