@quenwilliamss: Before you even THINK about buying a house… watch this. Some of y’all compare brunch spots harder than you compare lenders
and I need you to stop doing that immediately Here’s how to not get played
➜ talk to at least 3 lenders
➜ ask for the full Loan Estimate
➜ compare the interest rate
➜ compare the lender fees
➜ compare the credits
➜ compare the cash-to-close
(yes… it really changes this much) And please
I’m begging you
❌ stop using the big banks
They text back slow and charge vibes-only prices Questions to ask every lender
🗣 can you give me lender credits
🗣 what’s my cash-to-close
🗣 when can I lock my rate
🗣 what first-time buyer programs do I qualify for
🗣 can I roll some closing costs into the loan Drop your city + state in the comments and I’ll tell you which down payment programs you can actually use where you live #realestate #TikTokLearningCampaign