SharesByShreya
Region: CA
Wednesday 04 March 2026 19:58:45 GMT
24262
380
27
64
Music
Download
Comments
Kelpo :
thinking in the same direction though, you should just never buy a house. rent and invest and you'll come out ahead of an owner once you factor in taxes and maintenance. you have to know youre going to be taking a hit financially in exchange for owning your own space
2026-03-04 22:00:24
14
Pacheco :
Do you invest on your FHSA, if so what are your biggest holds?
2026-03-05 00:13:44
3
Shahrzad Zolfaghari :
same like buying a home is no longer a key to wealthy retirement or wealthy lifestyle
2026-03-04 20:38:25
10
Yakob :
gotta dump the fhsa withdrawal into rrsp before tax season for the refund then withdraw it after 90 days then pay that amount over 15 years. So without touching your regular rrsp contributions.
2026-03-05 18:13:50
0
Sahib Gaba :
You can’t live in an equity…
2026-03-16 20:26:57
0
Joyce Manzanero :
How about FHSA?
2026-05-21 22:31:43
0
Arnel Barrientos :
Ideally maxing out your FHSA and TFSA first, then I feel like HBP may be beneficial because if you invest in a non-registered account instead, your gains will be taxed when you sell and withdraw for the down payment
2026-03-05 04:00:20
0
User@1000 :
HBP and Fhsa are the best plans
2026-03-05 08:22:25
0
1267899875332 :
it's a pain in the ass. don't recommend it
2026-03-21 22:26:05
0
David B :
You can use the HBP and then just not repay it every year. So if u were supposed to pay back $2K a year, u don’t, and that $2k is now added to ur income and subject to tax, and if u show a loss or have tax credits, than u don’t owe or will get a refund.
2026-03-25 07:50:34
0
sonia :
1. If you don not repay the money, it just gets added to your taxable income that year. 2. It’s better to use the RRSP vs. Non-RRSP $60k against your down payment, so why not use the RRSP and pay it in full in year one so then your money is back to earning interest.
2026-04-06 02:19:27
1
Cash up with Kate :
FHSA > HBP
2026-03-10 23:51:53
0
Austin & Money :
Same
2026-03-04 20:55:51
1
Bryan Braga - Mortgage Agent :
Slay - FHSA is where it’s at!
2026-03-05 13:04:17
3
Chris :
So then you don’t want a house ?
2026-03-05 05:09:16
1
Roger :
🥰🥰🥰
2026-06-01 23:42:39
0
To see more videos from user @sharesbyshreya, please go to the Tikwm
homepage.
