@studentshortcuts: University in Singapore isn’t just about grades — it’s also a financial decision. Here are common financial mistakes students make: 1️⃣ Taking the maximum Tuition Fee Loan without calculating total repayment obligations. 2️⃣ Staying on campus when commuting is feasible. On-campus housing can cost roughly $3,000–$6,000 per semester depending on residence type. 3️⃣ Not utilising student concessions such as: • Public transport concession passes • Software student pricing • Educational laptop discounts 4️⃣ Ignoring paid internship opportunities. Certain industries (tech, finance, consulting) offer paid internships that can significantly offset living costs. 5️⃣ Mismanaging credit cards. Interest rates on unpaid balances can exceed 25% annually. Planning early can reduce financial stress after graduation. University decisions affect long-term finances more than most students realise. #singaporeuniversity #unilifestyle #studentfinance #financialtips #studentlife

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