Martin Lewis
Region: GB
Thursday 05 March 2026 13:29:12 GMT
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Adam :
I always wonder how many millions are still left in pensions
2026-03-05 13:32:04
55
Dagger :
why don't you tell the people how to avoid paying the council tax and TV licence ?? I'm not an expert but allegedly you are.
2026-03-05 21:56:11
9
scram :
Depends on scheme rules. Some are binding and you have to pay to ex wife's or partners others the trustees can decide
2026-03-06 09:03:08
0
Raj :
But again it is up to the Trustees to make the decision and sometimes they can even decide not to pay it at all
2026-03-11 07:34:30
2
AutumnGold :
what happens if no one is nominated through expressions of wish, does it then revert back to the will or does it automatically go to next of kin???
2026-03-06 18:22:25
5
Jenny :
Will they sit inside the Will when they change IHT legislation to include pension funds?
2026-03-05 21:29:08
2
Mela Montauro Jackso :
When my dad passed away and left his Pension to my mum, we needed it for her care but the Pension guy said it’s too much money to release and gave it to her a monthly instalment which we struggled to pay for her care and then she passed away and they kept a quarter of £1 million because it went to the trustees which is why I won’t be paying into my pension and more and putting it in my ISA
2026-03-24 13:42:31
0
kellylou180 :
I have 3 somewhere no idea who they are with my previous employers. Tax ma will probably have mine by the time we retire
2026-03-05 20:55:55
4
Yinks :
This is correct, it's very useful to have. However, it's important to note that it's not binding on the pension provider. In most cases, they will still have a discretion and can award the benefits to other beneficiaries and/or in different proportions than those stated on the Expression of wish.
2026-03-05 17:54:03
6
Sam Rose :
When not if
2026-03-07 10:34:55
2
user9797029485053 :
do tge pension providers actually pay out, my mum went through he'll trying ho get hers mothers pension paid to the children
2026-03-06 13:58:58
2
alive_and_kicking :
Also check it with your work if you have death in service benefit. I work in HR and have seen this happen many times, sadly.
2026-03-06 21:12:13
2
The Asset Protection Guy :
I did a video in this last week.. https://vm.tiktok.com/ZNRsA7N6q/
2026-05-09 06:01:14
1
5ktha :
So the pension pot is one asset that will never escape IHT unless you buy annuities or leave it to your spouse (assuming it is greater than £325K)?
2026-03-06 05:14:12
0
Snippets_of_a_Wayferer :
Please cover nhs pensions
2026-04-30 07:06:08
0
ًSidUK123 :
I ve done it last year to Make sure it does not go to my ex
2026-03-08 23:53:10
0
Dec McD :
so who can you leave it too if you're no longer married ?
2026-03-05 22:58:38
1
tish :
good advice
2026-03-07 11:32:22
0
CJ ᖭི༏ᖫྀ :
This is exactly what I needed to know for my father. He's not good with this stuff but he wouldn't want his pension going to his ex (my mum).
2026-03-06 14:40:19
0
Shada :
I thought if you die and your children are adults then the pension dies with you. One Reason for taking a lump sum when you retire and after that you can leave it with who you want
2026-04-27 12:55:59
0
Rolland Butter :
It’s the same for a death in service payment. I got my staff to complete the expression of wishes forms to ensure the info was communicated to the insurance provider.
2026-05-21 19:51:05
0
Sheenie :
Done it last week! Got a reminder from my pension provider (I was surprised this hasn’t been flagged up sooner!)
2026-03-31 04:37:31
0
wee.shazza.52x :
if you leave to kids and kids dont work and if you take a lump sum you will get taxed 20%.if its over 16 and take lump sum you benifits stop so only thing can do is put back into a pension crazzzy
2026-03-23 18:45:51
0
arresting.bakes :
Try logging into a police pension site they are absolutely useless
2026-03-11 11:34:49
0
en.crypto :
If it goes to my children, will my partner automatically get access to manage it as they’re under 18?
2026-06-30 19:46:54
1
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