don’t be mad if i CRINGE when you pull out a debit card or cash to pay for something… because what about THE POINTS?!?! (and the 137383 other perks!!) 🫠 here’s why i almost ALWAYS use a credit card instead of debit: • points for every purchase – that can be redeemed for free flights, gift cards, etc (this is how i fly free every year!!) • builds your credit score – helps with loans, housing, better rates later on • fraud protection – way easier to dispute credit charges than debit • extra perks – travel insurance, purchase protection, extended warranties, $10 monthly credits, the perks are endless frfr not to mention the fact that using a credit card properly will instill incredible money management skills that will stick with you for life 🫣 but here’s the thing… credit cards only work if you use them correctly, soooo • only spend money you already have on purchases you already planned to make • pay the balance in full every month • never carry a balance or pay interest if you do this, you literally tricked the system and get free money for the rest of your life 😈 so don’t sleep on credit cards, just learn how to use them properly!! also, if you’re wondering, the number one credit card I recommend is the Chase Sapphire preferred which you can get the sign-up bonus too at the top of my page!!🫶🏻 follow to learn moreee(: #creditcardtips #creditoverdebit #creditvsdebit #creditcard #finance101 - @abbyxconway