@adaraannalise: FinLit Friday Episode 2 โ and this one is going to change the way you look at every dollar you have ever saved. ๐๐ฐ Nobody taught us this in school but there are only three ways to actually make money in the stock market and here they are. Capital gains โ your investment grows in value over time and you sell it for more than you paid. The foundation of long term wealth building. Dividends โ certain companies pay you just for owning their stock. Regular cash payments to your account without ever selling a single share. Options and futures trading โ you go long betting a stock goes up or short betting it goes down. High reward but high risk. Not beginner territory but worth knowing it exists. Now here is why this actually matters to you. Money sitting in a regular savings account is slowly losing value every single year because of inflation โ averaging around 3% annually. Your money is worth less every year you leave it untouched. The stock market has historically averaged around 10% growth per year. So while inflation is quietly shrinking your purchasing power your investments are growing at more than three times that rate. That gap between 3% and 10% is the difference between losing ground and actually building wealth. Your money has to live somewhere โ the question is whether it is working for you or slowly disappearing. Start putting your money to work today with EmberFy at ember-fy.com. ๐ฐ --- #finlitfriday #investing #stockmarket #PersonalFinance #financialliteracy
