@downtoinvest: Money tips for your 30s 💸 If you want a checklist of SOME (not all otherwise we’d be here all day) things to focus on with your money before 30, here’s what I recommend: 📢 Employer match: If you aren’t already getting it, check now! This is free money and a key part of retirement planning 🫣 Save this for later so you can tackle it Monday. 📢 Investments: Review what you actually own. Spending 2 hours a month understanding your stock portfolio, ETFs, and other investments is way better than watching everything drop at the same rate 🤓 There is a reason why people talk about diversification. Financial literacy pays off. 📢 Emergency fund: Aim for 3–6 months of essential expenses saved. This is a budgeting and financial security non-negotiable. 📢 Brokerage account: If you don’t have one yet, consider opening one. Having liquid investments outside retirement accounts gives you flexibility and the ability to explore side hustles, passive income, and wealth building without early withdrawal penalties. I was able to pursue my passions at 30 because of this #financialliteracy #TikTokLearningCampaign #moneytips

Mallory | Personal Finance

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Saturday 07 March 2026 18:21:38 GMT