@moneyxmads: I wish I had started these savings funds sooner!! paying off debt has taught me so much about money & I’m glad I got into the habit of budgeting for sinking funds! @Capital One #Budgeting #debt #savingmoney #sinkingfunds #emergencyfund
I always try to find the highest APY savings account. So it collects higher interest
2026-03-09 17:15:20
1
Clio3 :
If we’re in 22k worth of debt. Why are we going on vacations?
2026-04-20 07:35:56
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ayesalema :
so you have a separate account for each fund??
2026-03-11 02:37:52
5
Dominique🎀 :
so do you make a separate savings account for each section or do you just do the math
2026-03-13 03:12:39
6
Landon⚡️🦂 :
vet fund and emergency fund should be the same thing
2026-04-20 18:07:17
12
Lexi :
Omg thank you for this. I’m literally trying everything and the only thing that’s giving me any hope right now is micro payments through this app called Ditch but wondering how I can find other ways to get out of my debt faster ?? the struggle is reaaal
2026-03-27 11:18:38
6
Taylor | DIARIES OF A 30YR OLD :
I have chase but want to do this!
2026-03-31 20:42:16
6
Cody D. | UGC CREATOR :
Are you just opening up all random checking accounts on capital?
2026-03-30 21:01:36
7
QuillTheWriter :
I can agree with this financial advice
2026-04-18 02:16:33
5
hannahchurchhh :
Look into pet insurance! I pay what you have in that account monthly and it has been a god send
2026-03-09 23:37:03
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Ashley | Work • Life • Money :
HYSA with sinking funds are the best budgeting tools especially since you also earn money.
2026-03-14 01:15:20
7
PriceAnalytics :
I go over debt to income on my account! I love to see people taking care of debt as a credit analyst 🫶
2026-04-21 18:06:49
11
ashbash701 :
Great job on saving !!! I have to get better at this myself … the only reason I use SoFi is so I can check my credit score as many times as I want without it damaging or decreasing my score (and I can check it for free).
2026-05-11 16:32:40
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Phoebe | Rich Girl Wannabe :
Awesome to use for sure!
2026-04-22 13:08:49
7
Aundrea|tiktok growth :
I don’t have capital one but want to learn this
2026-04-20 03:14:13
5
_mary.v.life_ :
How can you change the name?
2026-03-12 15:42:40
7
lizearnsonline :
Yes little but often…. It will grow 🥰
2026-04-06 19:55:13
5
sam.abahazyyy2 :
how do you change the name ?!
2026-03-16 17:42:57
7
gwen :
A vet fund is actually so smart !
2026-03-18 20:58:17
8
Compost Kyle :
This is why I love Ally, they have buckets so I can earn interest on all of it together, but glad you’re saving
2026-04-20 23:37:50
12
Ti🌻📚 :
I sell stuff throughout the year to put in savings for vacation and thats what we have for spending. we had over 2k last year for spending! ❤️
2026-03-09 21:33:19
6
Brittany | Tech & Life Hacks :
Are these different “buckets” for one account or multiple accounts?
2026-04-20 08:23:56
17
lovelyann_ :
I have a care credit card I have and save it for vet visits!! It’s a credit card but it’s a piece of mind knowing if something does happen.
2026-03-10 22:06:00
6
christinelark :
Added advice: get SoFi HYSA and create vaults for these. 3.3% APY!
2026-03-10 01:03:16
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