My credit history is bad i Just settled my TFg account I've a settlement with me, then vodacom account was prescribed my credit score was 619 now it dropped due to closed accounts its on negative one -1 on clear score but on experian it says 586 I need a car for finance with monthly installment of R2500 to R3500 my basic salary is R10 810,94 after deduction my take home R9 100 can I get car without deposit?