@retiresmarttony: Most retirees die with more money than they started with—here's why that's actually a problem 💰 Recent studies reveal something surprising: retirees typically spend only about half of what they could safely withdraw from their savings. Between ages 60 and 85, average spending drops by over 30%. But your retirement savings isn't a trophy to maximize—it's a tool to support the life and family that matter most to you. The real question isn't "How much can I leave behind?" It's "Am I actually living the retirement I want?" A truly effective retirement plan doesn't just tell you when you can stop working. It helps you align your spending with your values, not your fears. When you clearly identify what matters—travel, time with grandchildren, supporting causes you care about—it becomes far easier to say yes to experiences that bring genuine joy. The goal isn't dying with the biggest account balance. It's confidently using your resources to create and enjoy the retirement you've earned. Follow @RetireSmartTony for more retirement planning insights. Slalom Wealth Management is a registered investment adviser. This platform is solely for informational purposes and is not offering advisory services or sales of securities. Investing involves risk and possible loss of principal capital. Comments by viewers and/or recognitions are no guarantee of future investment outcomes and do not ensure that a viewer will experience a higher level of performance or results. Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, certain editing of personal identifiable information and misinformation may be deleted. Slalom Wealth Management is a registered investment adviser serving families that are preparing for retirement or have recently retired. #PersonalFinance #retirement #retirementplanning #financialfreedom #moneytok
Tony Matheson, CFA, CFP®
Region: US
Wednesday 11 March 2026 15:11:08 GMT
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