You’re wrong the The union pension belongs to the pension fund. If you work 40 years and then die the money just vanishes. If I spend 40 years building up a $3 million 401(k) and die. My family has $3 million.
2026-03-12 16:57:05
460
saltwater_weapon :
401k’s have made more millionaires than pensions ever have.
2026-03-23 01:48:13
24
user6201000272201 :
401(k) is substantially better. It's your money. And it grows exponentially.
2026-03-13 19:30:06
11
tom :
You left out the part where pensions are controlled by the company. They decide where it’s invested and if they go bankrupt, you’re gonna take a hard hit at least with the 401(k) I get to control where it’s invested.
2026-03-12 11:29:25
90
Andrew De Vries :
I got both my union pension and 401k pension is the best #unionstrong
2026-03-11 21:14:04
356
Junior :
Don’t understand why it had to be union. You can get a pension more than one way
2026-03-12 14:28:03
6
r.a.w1024 :
youre not wrong but a pension dies with you or your spouse. A 401k can be inherited and also had a cash value. even if the market drops at time of retirement it will bounce back as it always has. also you would want to draw a monthly check because pulling it all out at once has much larger tax consequences.
2026-03-11 22:25:46
29
knuckie45 :
I’m trying to get into the unions. Operators
2026-03-11 22:17:01
7
relaytech :
I’m out of 474 and all of our retirement goes into an annuity.
2026-03-11 22:03:28
6
Meatballs with sauce :
Look at this guy super clean must be an electrician….
2026-03-14 10:46:12
5
Josh Kohler :
ask a teamster member about their pension plan.
2026-03-14 11:01:34
6
andrewhowell322 :
Wrong
2026-03-14 16:13:43
5
Ricky Hissam :
who cares union or not we do the same shit every day worry about yourself and take care of your family the best way you know how. God bless
2026-03-13 01:18:37
5
JPH Jr. :
Just asking for a friend….what if you have a Union Pension and a 401k?
2026-03-14 20:22:13
5
NAKED ZOMBIE GIRL :
no there not all the same. in csnada ibew pension is from each province. Its blackrock. only government unions are what your talking about. Dont listen to this dude
2026-03-12 03:59:44
1
Mr Sparky :
I have a pension and a 401k....win/win
2026-03-18 15:54:06
5
Kyle Benedek :
We get 401k, pension, and enuity
2026-03-13 18:24:44
5
user6201000272201 :
Union pension is a joke. Your return on investment is basically zero.
2026-03-13 19:30:28
56
Rickdd :
Union strong 💪😎
2026-03-13 19:38:48
5
bluemuncanyon :
My union has both, plus an annuity
2026-03-12 22:34:02
10
RT_outdoor 🦆 🦌 :
Working for the Federal Government I get a pension and they match my 401k
2026-03-11 22:21:50
21
jeremyrogahn :
You are wrong
2026-03-19 10:13:57
7
SpankyTheSparky :
That’s not necessarily true. Your pension funds are invested just like a 401k. The big difference is it’s being invested by trustees. In addition, there’s always a chance of a pension going belly up. These are just the reality’s.
2026-03-11 22:19:42
5
User123 :
IBEW I have both
2026-03-12 15:58:55
17
chadmelton73 :
Union uses your pension to fund other union jobs hoping they happen. Thats the reason unions pension can be taken away or lowed significantly when they run low in funding.
2026-03-12 13:59:02
5
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